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Documentation Checklist

ALL BORROWERS:
• Copies of paycheck stubs for the last 30 days (most current)
• Copies of W-2’s for the last two years
• Copies of your most recent 2 years tax returns
• Copies of checking and saving account statements for last two months (all pages)
• Copies of quarterly or semi-annual statements for checking, savings, IRA’s, CD’s, money market fund, stock, 401k, profit sharing, etc.
• Copy of signed sales contract if available
• Employment history for the last two years
• Residence address for past two years, if rented, provide landlord name, address and phone
• Check or credit card for appraisal fee
• Refinance Copy of Note, Deed of Trust, Settlement Statement, Survey, and Insurance information
• Copy of drivers license for applicant and co-applicant
• Copy of social security card for each applicant and co-applicant
SELF-EMPLOYED BORROWERS:
• Copies of most recent 2 years tax returns (with all schedules including k-I’s if applicable)
• Copy of corporate/partnership tax returns for most recent 2 year period if owning 25% or more of company — copies of W-2’s and/or 1099 forms
DOCUMENTS THAT MAY BE REQUIRED:
• Relocation Agreement if move is financed by employer, i.e. buyout agreement plus documentation outlining company paid closing costs benefits
• Previous bankruptcy, need copies of petition for bankruptcy and discharge, including supporting schedules
• Divorce Decree if applicable
• Documentation supporting moneys received from social security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter, evidence income will continue
ADDITIONAL DOCUMENTS FOR FHA/VA LOANS:
• VA: DD214 Discharge Paper