Remembering The USS Forrestal

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Special Guest

Gregory A. Freeman

the author of “Sailors To The End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It” joins The Housing Hour this week to discuss the 50th Anniversary of the deadly explosions and fire that occurred on the flight deck of the aircraft carrier USS Forrestal on July 29, 1967.

Mortgage Investors Group’s very own Bob Thompson was on board that fateful day when 134 sailors lost their lives.

Gregory Freeman explains the series of catastrophic events that caused a Zuni rocket to mistakenly fire and cut through John McClain’s plane spilling hundreds of gallons of highly volatile jet fuel on the flight deck and dislodging one of his 1000 pound, WWII era, bombs. The result was nine horrific explosions and raging fires that killed 134 men and wounded hundreds of others.

We pay tribute to those who died:

The Virtual Wall

 

Order your  copy today:


Gregory A. Freeman

Gregory A. Freeman is an award-winning writer with more than 25 years experience in journalism and nonfiction. Known for writing narrative nonfiction that makes a true story read like a gripping, fast paced novel, Freeman’s latest work is The Gathering Wind: Hurricane Sandy, the Sailing Ship Bounty, and a Courageous Rescue at Sea, released October 29, 2013, by New American Library, an imprint of Penguin Books. This book tells the story of the tall sailing Bounty, which was lost off the coast of North Carolina during Hurricane Sandy in October 2012. Answering many of the questions prompted by that terrible loss, The Gathering Wind is a compelling drama about the crew, the Coast Guard rescuers, and the investigations that followed.

Freeman’s earlier book The Last Mission of the Wham Bam Boys tells the story of a World War II bomber crew that is shot down over Germany and then lynched by local townspeople, leading to the first war crimes trial after the conflict ended. Kirkus Reviews called it “A chilling tale” and “a riveting narrative.”

Freeman published Troubled Water: Race, Mutiny and Bravery on the USS Kitty Hawk in September 2009, also with Palgrave Macmillan. Troubled Water tells a little known story of a race riot on the carrier Kitty Hawk in 1972, focusing on the two senior officers who will determine whether this already tragic episode ends peacefully or spirals down into one of the darkest moments in Navy history. Just prior to that, Freeman co-authored a book with Col. Larry C. James, the U.S. Army psychologist who was sent to stop the abuse at the notorious military prison in Abu Ghraib, Iraq. Fixing Hell: An Army Psychologist Confronts Evil at Abu Ghraib , released in August 2008, tells the harrowing tale of a man struggling to be both a military officer and a medical professional, while also revealing previously unknown details about the prison scandal and how the system was improved.

Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe.

Critics hailed Freeman’s recent book, Sailors to the End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It, published by William Morrow, as an example of master storytelling. In Sailors to the End, Freeman tells the story of the young men aboard an aircraft carrier in 1967, following their life-and-death struggles through an accidental fire that threatens to destroy the world’s most powerful ship.

Freeman also wrote Lay This Body Down: The 1921 Murders of Eleven Plantation Slaves. In this true story, Freeman paints a vivid picture of a plantation run with slave labor 56 years after the Civil War. Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe. Freeman has now released an E-chapter addition to book entitled Red Tails: The Tuskegee Airmen and Operation Halyard.

Freeman’s work also appears in Reader’s Digest, Rolling Stone, World War II, American History, and many other publications.

Freeman’s books are scrupulously researched and entirely factual, yet they read more like novels because he weaves the personal stories of his subjects into a compelling narrative. For the book about the aircraft carrier, Freeman spent two years interviewing surviving crew members and poring through Navy records, including some the Navy did not want to release. Through his contacts in the Navy, he was able to visit an active duty aircraft carrier at sea for first-hand research.

Freeman has won more than a dozen awards for his writing, including the coveted Sigma Delta Chi Award for Excellence from the Society of Professional Journalists — twice in five years. He received his degree from the University of Georgia in Athens, worked for The Associated Press in Atlanta, and spent several years as executive editor of a publishing company. He then became a freelance writer and continues to to write for a number of publications.

Freeman is represented by Mel Berger of the William Morris Agency in New York. He lives in Roswell, Georgia, with his wife Caroline.

The Broken HR: Greg Chambers

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Special Guest

Greg Chambers

author of “UnChosen” joins The Housing Hour for Part II-The Broken HR. Greg describes the common flaws in the employment hiring process throughout our countries HR departments as he navigated through the employment process. Greg offers tips and suggestions on how to increase your visiablity to the HR managers and hiring specialists.

The Broken HR:

Components of a  job search

Job postings

Resume

The Interview

Listen to Park I-Surviving Job loss

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

UnChosen: Surviving Job Loss

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Special Guests

Greg Chambers and Peter Jones

joins The Housing Hour this week to discuss their new book, UnChosen: Surviving The Emotional Trauma Of Job Loss. Greg and Peter masterfully describe the emotional trauma inflicted on individuals and families from the sudden unexpected impact of job loss.  While explaining the tough feeling of shame, pain, and worthlessness, they also give a message of comfort and hope.

Join Kevin and Mark as they unpack the daunting story of the “UnChosen”.

Buy now:

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

 

First Time Homebuyer- Down Payment Program

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Special Guests

                       Lindsay Hall    and   Rhonda Ronnow

of THDA joins The Housing Hour this week to explain one of the hottest First Time Homebuyer programs in Tennessee.    Lindsay Hall is Chief Administrative Officer of Single Family Programs and Rhonda Ronnow is Director of Single Family Loan Operations. Lindsay and Rhonda explain the new $15,000 Downpayment program for selected zip codes areas in Tennessee and how you may be able to apply!

THDA Announces $15,000 Incentive to Homebuyers in Targeted Neighborhoods

Contact a Loan Officer at MIG to find out details!

HHF-DPA

If you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in assistance regardless of the home’s purchase price.

Participating ZIP Codes:

37037 37040 37042 37073 37086 37110 37115 37148 37172 37186
37207 37208 37217 37218 37303 37311 37321 37323 37404 37406
37411 37412 37416 37660 37716 37721 37813 37821 37871 37912
37914 37917 37921 37924 38012 38016 38018 38053 38063 38105
38107 38109 38111 38115 38116 38122 38125 38127 38128 38133
38134 38135 38141 38301 38305

How It Works

If you’re approved, your financial assistance comes in the form of a forgivable $15,000 second mortgage loan on your home.

The second mortgage has a 0% interest rate and no monthly payments for the 10 year term. The loan is forgiven at 20% per year in years 6 through 10.See forgiveness schedule below.

After Year What you owe if you sell, refinance, or move out
0 – 5 $15,000
6 $12,000
7 $9,000
8 $6,000
9 $3,000
10 $0

To be eligible, you must purchase an existing home (new construction is not allowed) using a Great Choice first mortgage loan in an eligible ZIP Code, and you must complete a THDA-certified Homebuyer Education class with an agency approved to work with HHF-DPA homebuyers. Find an approved HHF-DPA class provider in your area.

If that sounds like a great choice to you, here’s how to find out if you qualify for a Great Choice Home Loan:

Additional terms and conditions apply. Talk to an approved lender to help determine if you qualify and if this program may be right for you. You must comply with the terms and conditions of the Great Choice Home Loan Program and HHF-DPA second mortgage loan or penalties may apply, including immediate repayment.

You must meet THDA homebuyer education requirements, which consists of pre-purchase and post purchase education (typically combined into one “combo” class), prior to closing your loan. You can meet this requirement by completing the class online or by attending an in-person class through an approved HHF-DPA counseling agency.

It is best to sign up for the class as early in the homebuying process as possible, and we strongly encourage you to complete the class at least four weeks before your closing date.

Find the approved HHF-DPA counseling agency closest to you:

In-Person Classes

If you prefer to take an in-person class, please identify the provider closest to you that offers in-person Pre-Purchase & Post-Purchase Combo classes. Please note that some providers on the calendar are not approved for HHF-DPA classes.

Click here to find an in-person Pre-Purchase & Post-Purchase Combo class near you.

Online Classes

Be sure to identify the provider closest to you that provides online classes. Please note that some providers on eHome America are not approved for HHF-DPA.

Click here to find a participating online provider, who offers Pre-Purchase and Post-Purchase courses.

Upon completion of both courses, a counselor will contact you within 2 business days to complete a one hour follow up session. You may contact the participating agency directly for additional assistance.

 

 

Home Insurance: Mansour Hasan

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Special Guest

Mansour Hasan

State Farm® Insurance Agent

joins The Housing Hour this week to give our listeners sound homeowner insurance tips. Mansour’s mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. He serves the Knoxville and surrounding area with Home Insurance, Auto Insurance, Life Insurance, Health Insurance, and Business Insurance. Mansour  really models what it means to be a good neighbor in Tennessee, and provides the highest levels of customer service. He provides and serves you with Auto Insurance, Home Insurance, Health Insurance, and Life Insurance throughout Tennessee, including; Knoxville, Oak Ridge, Maryville, and Lenoir City.

Disclosures

Securities Supervisor address: 11350 Johns Creek Pkwy , Duluth, GA 30098-0001 Phone: 770-418-5033

State Farm Bank, F.S.B., Bloomington, Illinois (“Bank”), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit a written application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank’s underwriting standards for each type of credit of service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Logo FDIC Member Logo Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus con-taining this and other information. Read it carefully. AP2014/12/2170

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

 

Insurance Claim Disputes: Chip Merlin, Esq.

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Special Guest

chipmerlin

William F. “Chip” Merlin, Jr.

founder and president of Merlin Law Group joins The Housing Hour this week to discuss the Gatlinburg wildfires with tips on how to work with your Insurance company after a loss.

Topics this week:
  •  What are the first steps to do after suffering from a fire loss?
  • Does an owner have to rebuild back the way the structure was before the loss?
  •   If everything is gone, how do I go about making a list of what was burned?
  • What am I entitled to for a replacement cost insurance?
  •  Dealing with contractors—who should I hire?
  •   My property is old and they say I have to make repairs to fit the new building codes. Am I covered for these costs?

Plus so much more!

File a dispute about claim with State of Tennessee

Insurance Claim Disputes: Chip Merlin, Esq.

Since 1983, Chip Merlin has served as a plaintiff’s attorney with a focus on Commercial & Residential Property Insurance Claim Disputes and Bad Faith Insurance litigation. Chip is a noted national authority on Insurance Bad Faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine.

Chip served as Chair for the Bad Faith Insurance Litigation Group and Secretary for the Fire and Property Insurance Litigation Group for the American Association for Justice (formerly known as the Association of Trial Lawyers of America). He was also Vice-Chair for the Subcommittee on Property Insurance Law for the American Bar Association.

Special thanks:

Franco Ripple | Vice President

CATECOMM | www.CateComm.com

Christmas Home Inspection Disasters

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christmasdisaster2

Special Guest

Jack Feldmann

with Clayton Home Inspections joins The Housing Hour this week to unwrap some common Christmas decoration mistakes that can be very dangerous for your family. Jack covers topic such as:

1.       Live tree close to heat source

2.       Exterior Lights passing UL test-

3.       Lead based decorations

4.       Stapling lights to fascia or on roof shingles

5.       Proper outlet-Ground Fault

6.       Plug-in strings of lights exceeding manufacturing recommendations

7.       Cracked sockets/frayed wires – old equipment

Christmas Home Inspection Disasters

So joins us and learn how you can make your  Christmas safe!


Jack is Experienced!

  • Business established in 1989. Knoxville home inspector since 1994.
  • Thousands of inspections completed. Typically, over 1,000,000 square feet per year. Will reach 10,000 inspections in 2015!!!!!
  • Continuing Education. The State of Tennessee requires home inspectors to have 16 hours per year CEU’s. ASHI requires 20 hours per year CEU’s. I typically take 20 – 30 hours per year.
  • Twelve years as Inspector/Construction Project Manager for Los Angeles County Office of Education.
  • Former licensed general building contractor in California. (License # B635092; license retired in 1994).
  • Over twenty years of construction experience.
  • Instructor at Trecs Real Estate School in Knoxville.
  • Instructor for University of TN Non Credit course on Home inspection.
  • Conducts workshops and training for real estate agents with regard to home inspection.
  • Newspaper column writer on home inspection.

Murder Will Out

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DOWNLOAD FREE E-BOOK BELOW

Copyright 2015

In 1921, it was considered the most horrifying, gruesome murder in East Tennessee history.

Starting in Knoxville, with a sickening murder in Robertsville, Tennessee (pre-Oak Ridge), to an attempted bank robbery in Oakdale-this story has it all- ending with four men executed in Tennessee’s electric chair on the same day (a dark state record).

Murder Will Out

by

Co-Host Mark W. Griffith

FREE E-Book

(Click on ‘DOWNLOAD’ under thumbnail of book-cover)

 

Murder Will Out

  • Copyright 2015

    men
  • MIG Publishing
 

(Cover Design by Josh Ballard)

FREE E-Book


Made possible by

Mortgage Investors Group

and

The Housing Hour

Host Kevin Rhea, Managing Editor and Publisher

 

From Mark:

It seems like every 100 years, or so a sensational trial occurs in communities across the country. Most of them maintain only a local level of interest but occasionally some reach the attention of the national media. The story of George Lewis and Andrew Crumley reached a national audience; its horrific tale of a brutally cruel murder and attempted murder caught the ire and sympathy of the nation. After the sensational trial, verdict and death sentence, the country seemed to wait in anticipation for the execution. On March 1, 1922, Tennessee executed four men; national news headlines exploded with the news.
In the trials closing augments, prosecuting attorney W. H. Buttram predicted the trial would be, ‘….remembered a hundred years hence.’ But in reality, with justice being served quickly and inexorably, memories of the horror soon faded.
Murder Will Out rekindles some of the emotions undoubtedly felt at the time and attempts to honor the memories of two innocent lives that fell victim to such a despicable plot.housinghour_bookcover_700x900-01

Murder Will Out

by

Mark W. Griffith
Co-host: The Housing Hour

 

 

Housing and the Presidential Election

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Housing and the Presidential Election

By
Steve Kleber

kleberandassociates.com

The housing crisis is an issue that needs to be faced and tackled by the next administration. Both presidential candidates have contrasting stances on the issue along with different backgrounds. Trump, a real estate mogul, should be better for housing, but his history in the industry is questionable. Eighteen months before the housing crash, Trump started a mortgage company that would go on to fail. The company offered residential mortgages with quick approval, and aggressive salesmen; the same kind of mortgages that led to the housing crisis in the first place. After it failed, Trump distanced himself from the company and claimed he wasn’t involved with it, blaming the people he hired to run the business. The failed business left behind unpaid employees as well as unpaid taxes. Today, he claims that he predicted the housing crisis, but the facts tell a different story.

On the other hand, Clinton has no background in real estate but experts believe that she would be better for the housing industry. Her biggest challenge is getting voters to trust her.

The question then becomes: with a unique track record for Trump, and a general sense of mistrust surrounding Clinton, who would be better for the housing industry and why?

 

Housing Crisis
Background: The current housing crisis, while not as bad as the one from last decade, is still an issue. One of the biggest issues is the lack of affordable housing. The current housing market isn’t in bad shape, but there is a problem with inventory.

What are the challenges facing the next administration when it comes to housing?

  • 11 million households spend more than half of their income on rent
  • There is a shortage of affordable rental homes
  • The available houses are being rented by higher-income households making it so only 3 in 10 extremely low income renters have access to affordable housing
  • Millennials aren’t buying homes
  • More people are remodeling than buying

Which candidate do voters believe will be best for the housing crisis?

  • 33% of current homeowners believe Trump would be better, while 31% believe Clinton would be better
  • 35% of perspective homeowners believe Clinton would be better, while 27% believe Trump would be better
  • According to a survey conducted by Berkshire Hathaway in June, 66% of existing homeowners see the current market as favorable, which is up 5% from the spring

Housing Plan Comparison
Background: the next president has to deal with the current housing issues. Clinton has laid out a specific plan, and Trump has mentioned what he would but has no released a plan.

 Trump:

Photo by Gage Skidmore www.flickr.com/photos/gageskidmore/
Photo by Gage Skidmore
www.flickr.com/photos/gageskidmore/

 

  • In an address to the National Association of Home Builders Board of Directors, he said he plans to slash regulations to give the housing industry a boost by:
  • Getting rid of any regulations that kill jobs
  • Reducing income taxes on businesses up to 15%
  • Removing bureaucrats who have implemented regulations that hurt job growth
  • Appointing Supreme Court Justices who would have a positive impact on the industry

Clinton

hc

  • Help responsible homeowners save for a down payment by providing funding initiatives in underserved communities to match up $10,000 in savings for “responsible homeowners who earn less than the area median income to put towards a down payment on a first home”
  • Increase funding and broaden credit terms for housing counseling programs shown to help borrowers become sustainable homeowners
  • Update underwriting tools to reflect today’s job market by pushing congress to government agencies to use a new generation of credit testing tools
  • Clarify the rules to expand access by giving every government agency that supports mortgage lending 90 days to present a plan to clarify their lending terms
  • For renters, she plans to reduce the cost by defending the current supply of Low Income Housing Tax Credits and providing additional credits to communities where demand for the credits exceeds the supplies

Construction
Background: one of the issues facing the housing industry is a problem with inventory. Because construction relies heavily on foreign born workers, the candidates’ policies on immigration is very important.

What does the construction industry currently look like?

  • The business is four years into a shortage of framers, roofers, dry-wallers, and painters
  • This has rained the cost of construction, as well as slowed it down
  • This was caused by the decrease of illegal immigration vs a few years ago
  • Mexicans are returning home in huge numbers; more Mexicans have returned home since 2009 than there were when migration peaked in 2006 (Pew Research)
  • 14% of construction jobs go to undocumented workers
  • As of August, there are 454,000 unemployed construction workers in the US
  • This is the lowest number for the month of August in more than 16 years

Which candidate is better for construction?

  • Clinton because Trump’s plan to deport millions of undocumented immigrants would have a huge, negative impact of the construction industry
  • According to Mark Boud, the Chief Economist at Hanely Wood, deporting the millions of undocumented immigrants who stayed would result in “fewer homes built in an industry already short in terms of housing supply”
  • The National Association of Home Builders has even been lobbying for a new guest worker program where foreign nationals would be allowed into the US for temporary stretches for jobs, including construction
  • David Weekely, of David Weekely Homes, claims that reporting all of the laborers would put various different industries in bad shape
  • The Fr*ee Architecture Firm has proposed that instead of building a wall, build a border city to accommodate the 100 million people living there
  • Overall, most housing professionals agree that Trump’s stance on immigration is problematic for housing and will have negative long term effects

Solar Energy
Background: Solar energy is and housing are intertwined and a hot-button issue with long-term repercussions. The GOP and the Democratic Parties have always have very different views on this issue, and it has become increasingly important in the past few years.

Where does the solar power industry fit into the election?

  • Democrats back government incentives and funding, which is opposed by Republicans who believe in market-based mechanisms
  • Currently at the federal level, there is a 30% solar investment tax credit which is the most important policy mechanism for supporting the solar energy sector
  • There are also state-level regulations like net metering and renewable portfolio standards which require/encourage utility companies to derive a certain minimum of their electricity supply from renewable sources
  • The federal government plays a role by incentivizing renewables by lowering emissions for conventional fossil fuel sources

What is the future of solar energy?

  • Solar is becoming increasingly economically feasible, reaching grid parity in many southwestern US states

Where does each candidate stand in terms of solar energy?

  • Clinton
  • Plans to install 500 million solar panels during the first time
  • Intends to defend, implement, and extend pollution and efficiency standards, including the Obama Administration’s Clean Power Plan
  • Part of her plan requires congress approval but would be very good for solar demand and boosting near-term pricing
  • Trump
  • Has not outlined specific agenda or target for renewables, and has expressed skepticism about man-made climate change
  • Intends to rescind the Obama Administration’s Climate Action Plan and potentially cancel the Paris climate agreement that world powers signed in December 2015
  • This would be beneficial for the oil and coal industries

Which candidate is better for solar energy?

  • Clinton has better solar power policies that if implement could provide long-term effects and essentially lead the path for other countries to follow suit
  • Trump would have no negative sort-term implications but would have negative long-term implications because the US is a world leader – if the US is against solar energy, other countries are likely to follow our lead

Overall, who would be better for the housing industry?

  • Trump has not released a plan for dealing with housing
  • While Trump has a background in real estate, Clinton’s proposed housing policies would be more beneficial for dealing with the housing crisis

kleber-blog

 

Leave it to Kleber: Housing and the Election

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Special Guest

Steven_Kleber_Headshot_2-187x269Steve Kleber

of

Kleber & Associates,

joins The Housing Hour this week to talk about the 2016 presidential elections and how the candidate’s policies could affect the housing market. Steve is an expert in national housing trends and shares his expertise on topics for this show which include:

trumpclinton1

  • Challenges facing the next administration when it comes to housing
  • Who voters believe will be best for the housing market
  • Candidates housing plan comparison 
  • Which candidate would be best for new residential construction
  • Which candidate is better for solar energy

Be sure to check out the entire Series:

housinghour_banner_Banner_stevekleber

Also check out Steve Kleber’s blogs:

kleber-blog

Steve founded Kleber and Associates in 1987. An Atlanta-based full-service marketing agency which specializes in the home and building channel, K&A works in partnership with a variety of clients who market premium products for both residential and commercial applications that are targeted to consumers, architects, developers, builders, remodelers, designers and manufacturers.

Steve is a passionate force driving his agency to consider non-traditional marketing approaches and alliances with key influencers to add impact to marketing and sales efforts.

K&A also regularly collaborates with marketing research partners to explore emerging trends in generational and consumer purchasing groups. Some of Steve’s recent presentations and original white papers include an exploration of the trend in Small Spaces, the Missing Male in marketing and product development circles, social media and search as it relates to ROI, and consumer trends in relation to specific demographic groups.

Steve is the president of the National Remodeling Foundation, promoting excellence in the field and providing support to younger generations entering it. He is the immediate past president of the National Kitchen & Bath Association’s Center for Kitchen and Bath Education and Research, a non-profit foundation created for the purpose of educating and cultivating future leaders in the kitchen and bath industry.