Mother Of Thanksgiving- Sarah Josepha Hale

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Special Guest

Mike Allegra

author of  Sarah  Give Thanks, a beautiful children’s books that describe’s the life of Sarah Josepha Hale and her 36-year  struggle to make Thanksgiving a national holiday!

Sarah was a magazine “editress” and an avid writer who penned the famous children’s poem ‘Mary Had a Little Lamb.’ Everyone man, women, and child need to know the story of Sarah Josepha Hale!

Superbly written  and brilliantly illustrated, make this book a part of your Thanksgiving tradition:

Letter from Sarah to President Lincoln :

Download (PDF, 334KB)

By the President of the United States of America
A Proclamation

It has pleased Almighty God to prolong our national life another year, defending us with His guardian care against unfriendly designs from abroad and vouchsafing to us in His mercy many and signal victories over the enemy, who is of our own household. It has also pleased our Heavenly Father to favor as well our citizens in their homes as our soldiers in their camps and our sailors on the rivers and seas with unusual health. He has largely augmented our free population by emancipation and by immigration, while He has opened to us new sources of wealth and has crowned the labor of our workingmen in every department of industry with abundant rewards. Moreover, He has been pleased to animate and inspire our minds and hearts with fortitude, courage, and resolution sufficient for the great trial of civil war into which we have been brought by our adherence as a nation to the cause of freedom and humanity, and to afford to us reasonable hopes of an ultimate and happy deliverance from all our dangers and afflictions:

Now, therefore, I, Abraham Lincoln, President of the United States, do hereby appoint and set apart the last Thursday in November next as a day which I desire to be observed by all my fellow-citizens, wherever they may then be, as a day of thanksgiving and praise to Almighty God, the beneficent Creator and Ruler of the Universe. And I do further recommend to my fellow-citizens aforesaid that on that occasion they do reverently humble themselves in the dust and from thence offer up penitent and fervent prayers and supplications to the Great Disposer of Events for a return of the inestimable blessings of peace, union, and harmony throughout the land which it has pleased Him to assign as a dwelling place for ourselves and for our posterity throughout all generations.

In testimony whereof I have hereunto set my hand and caused the seal of the United States to be affixed.

Done at the city of Washington, this 20th day of October, A.D. 1864, and of the Independence of the United States the eighty-ninth.

ABRAHAM LINCOLN.

Paranormal Technology Investigations

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 Special Guest

Robb Phillips

owner and lead investigator with Paranormal Technology Investigations return The Housing Hour this week to discuss one of their most active investigation they ever witnessed!

Paranormal Technology Investigations located at 101 Fox Street Jonesborough Tn.

They offer an Escape Room Game, guided ghost tours plus real guided investigations. (if you got what it takes)

Robb and Kathy Shepard (co-owner) started Paranormal Technology Investigations over 15 years ago and had investigated hundreds of homes. In the last few years, Destination America show, “A Haunting” has dramatized a few of their scariest investigations.

“A Haunting” episodes:

  • 2014 (S7E5)     ‘Ashes to Evil’
  • 2015 (S7E15)   ‘Conjuring Evil’
  • 2017                   (S9E2)       ‘Bewitched’

Watch their latest show:

Actual footage from their investigation ‘Bewitched’:


 

 

Erik Ainge -Team 121

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Special Guest

Erik Ainge

joins The Housing Hour this week to discuss the start of the 2017  college football season.   Erik shares his views and expert analysis on UT’s Team 121 as they enter their first game of the season with the Georgia Tech Yellow Jackets.

Join Kevin and Mark as they pepper Erik with questions regarding the current roster and projected starters.

And don’t miss The Erik Ainge Show:

Former University of Tennessee and New York Jets quarterback Erik Ainge hosts The Erik Ainge Show with Brian Rice Monday – Friday from 9am to noon on Sports Radio WNML!

Ainge, an Oregon native, played for the University of Tennessee from 2004 – 2007, during which time he racked up numerous awards and honors from the SEC and across college football.

In the years since his professional football career, Erik established himself firmly in the Knoxville community and set roots that, along with his football connections, provide a listening experience that is exclusive and exciting for all college football fans.

 

The Erik Ainge Show can be heard on Sports Radio WNML  M-F 9 am to Noon.

Remembering The USS Forrestal

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Special Guest

Gregory A. Freeman

the author of “Sailors To The End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It” joins The Housing Hour this week to discuss the 50th Anniversary of the deadly explosions and fire that occurred on the flight deck of the aircraft carrier USS Forrestal on July 29, 1967.

Mortgage Investors Group’s very own Bob Thompson was on board that fateful day when 134 sailors lost their lives.

Gregory Freeman explains the series of catastrophic events that caused a Zuni rocket to mistakenly fire and cut through John McClain’s plane spilling hundreds of gallons of highly volatile jet fuel on the flight deck and dislodging one of his 1000 pound, WWII era, bombs. The result was nine horrific explosions and raging fires that killed 134 men and wounded hundreds of others.

We pay tribute to those who died:

The Virtual Wall

 

Order your  copy today:


Gregory A. Freeman

Gregory A. Freeman is an award-winning writer with more than 25 years experience in journalism and nonfiction. Known for writing narrative nonfiction that makes a true story read like a gripping, fast paced novel, Freeman’s latest work is The Gathering Wind: Hurricane Sandy, the Sailing Ship Bounty, and a Courageous Rescue at Sea, released October 29, 2013, by New American Library, an imprint of Penguin Books. This book tells the story of the tall sailing Bounty, which was lost off the coast of North Carolina during Hurricane Sandy in October 2012. Answering many of the questions prompted by that terrible loss, The Gathering Wind is a compelling drama about the crew, the Coast Guard rescuers, and the investigations that followed.

Freeman’s earlier book The Last Mission of the Wham Bam Boys tells the story of a World War II bomber crew that is shot down over Germany and then lynched by local townspeople, leading to the first war crimes trial after the conflict ended. Kirkus Reviews called it “A chilling tale” and “a riveting narrative.”

Freeman published Troubled Water: Race, Mutiny and Bravery on the USS Kitty Hawk in September 2009, also with Palgrave Macmillan. Troubled Water tells a little known story of a race riot on the carrier Kitty Hawk in 1972, focusing on the two senior officers who will determine whether this already tragic episode ends peacefully or spirals down into one of the darkest moments in Navy history. Just prior to that, Freeman co-authored a book with Col. Larry C. James, the U.S. Army psychologist who was sent to stop the abuse at the notorious military prison in Abu Ghraib, Iraq. Fixing Hell: An Army Psychologist Confronts Evil at Abu Ghraib , released in August 2008, tells the harrowing tale of a man struggling to be both a military officer and a medical professional, while also revealing previously unknown details about the prison scandal and how the system was improved.

Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe.

Critics hailed Freeman’s recent book, Sailors to the End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It, published by William Morrow, as an example of master storytelling. In Sailors to the End, Freeman tells the story of the young men aboard an aircraft carrier in 1967, following their life-and-death struggles through an accidental fire that threatens to destroy the world’s most powerful ship.

Freeman also wrote Lay This Body Down: The 1921 Murders of Eleven Plantation Slaves. In this true story, Freeman paints a vivid picture of a plantation run with slave labor 56 years after the Civil War. Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe. Freeman has now released an E-chapter addition to book entitled Red Tails: The Tuskegee Airmen and Operation Halyard.

Freeman’s work also appears in Reader’s Digest, Rolling Stone, World War II, American History, and many other publications.

Freeman’s books are scrupulously researched and entirely factual, yet they read more like novels because he weaves the personal stories of his subjects into a compelling narrative. For the book about the aircraft carrier, Freeman spent two years interviewing surviving crew members and poring through Navy records, including some the Navy did not want to release. Through his contacts in the Navy, he was able to visit an active duty aircraft carrier at sea for first-hand research.

Freeman has won more than a dozen awards for his writing, including the coveted Sigma Delta Chi Award for Excellence from the Society of Professional Journalists — twice in five years. He received his degree from the University of Georgia in Athens, worked for The Associated Press in Atlanta, and spent several years as executive editor of a publishing company. He then became a freelance writer and continues to to write for a number of publications.

Freeman is represented by Mel Berger of the William Morris Agency in New York. He lives in Roswell, Georgia, with his wife Caroline.

The Broken HR: Greg Chambers

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Special Guest

Greg Chambers

author of “UnChosen” joins The Housing Hour for Part II-The Broken HR. Greg describes the common flaws in the employment hiring process throughout our countries HR departments as he navigated through the employment process. Greg offers tips and suggestions on how to increase your visiablity to the HR managers and hiring specialists.

The Broken HR:

Components of a  job search

Job postings

Resume

The Interview

Listen to Park I-Surviving Job loss

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

UnChosen: Surviving Job Loss

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Special Guests

Greg Chambers and Peter Jones

joins The Housing Hour this week to discuss their new book, UnChosen: Surviving The Emotional Trauma Of Job Loss. Greg and Peter masterfully describe the emotional trauma inflicted on individuals and families from the sudden unexpected impact of job loss.  While explaining the tough feeling of shame, pain, and worthlessness, they also give a message of comfort and hope.

Join Kevin and Mark as they unpack the daunting story of the “UnChosen”.

Buy now:

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

 

First Time Homebuyer- Down Payment Program

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Special Guests

                       Lindsay Hall    and   Rhonda Ronnow

of THDA joins The Housing Hour this week to explain one of the hottest First Time Homebuyer programs in Tennessee.    Lindsay Hall is Chief Administrative Officer of Single Family Programs and Rhonda Ronnow is Director of Single Family Loan Operations. Lindsay and Rhonda explain the new $15,000 Downpayment program for selected zip codes areas in Tennessee and how you may be able to apply!

THDA Announces $15,000 Incentive to Homebuyers in Targeted Neighborhoods

Contact a Loan Officer at MIG to find out details!

HHF-DPA

If you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in assistance regardless of the home’s purchase price.

Participating ZIP Codes:

37037 37040 37042 37073 37086 37110 37115 37148 37172 37186
37207 37208 37217 37218 37303 37311 37321 37323 37404 37406
37411 37412 37416 37660 37716 37721 37813 37821 37871 37912
37914 37917 37921 37924 38012 38016 38018 38053 38063 38105
38107 38109 38111 38115 38116 38122 38125 38127 38128 38133
38134 38135 38141 38301 38305

How It Works

If you’re approved, your financial assistance comes in the form of a forgivable $15,000 second mortgage loan on your home.

The second mortgage has a 0% interest rate and no monthly payments for the 10 year term. The loan is forgiven at 20% per year in years 6 through 10.See forgiveness schedule below.

After Year What you owe if you sell, refinance, or move out
0 – 5 $15,000
6 $12,000
7 $9,000
8 $6,000
9 $3,000
10 $0

To be eligible, you must purchase an existing home (new construction is not allowed) using a Great Choice first mortgage loan in an eligible ZIP Code, and you must complete a THDA-certified Homebuyer Education class with an agency approved to work with HHF-DPA homebuyers. Find an approved HHF-DPA class provider in your area.

If that sounds like a great choice to you, here’s how to find out if you qualify for a Great Choice Home Loan:

Additional terms and conditions apply. Talk to an approved lender to help determine if you qualify and if this program may be right for you. You must comply with the terms and conditions of the Great Choice Home Loan Program and HHF-DPA second mortgage loan or penalties may apply, including immediate repayment.

You must meet THDA homebuyer education requirements, which consists of pre-purchase and post purchase education (typically combined into one “combo” class), prior to closing your loan. You can meet this requirement by completing the class online or by attending an in-person class through an approved HHF-DPA counseling agency.

It is best to sign up for the class as early in the homebuying process as possible, and we strongly encourage you to complete the class at least four weeks before your closing date.

Find the approved HHF-DPA counseling agency closest to you:

In-Person Classes

If you prefer to take an in-person class, please identify the provider closest to you that offers in-person Pre-Purchase & Post-Purchase Combo classes. Please note that some providers on the calendar are not approved for HHF-DPA classes.

Click here to find an in-person Pre-Purchase & Post-Purchase Combo class near you.

Online Classes

Be sure to identify the provider closest to you that provides online classes. Please note that some providers on eHome America are not approved for HHF-DPA.

Click here to find a participating online provider, who offers Pre-Purchase and Post-Purchase courses.

Upon completion of both courses, a counselor will contact you within 2 business days to complete a one hour follow up session. You may contact the participating agency directly for additional assistance.

 

 

Home Insurance: Mansour Hasan

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Special Guest

Mansour Hasan

State Farm® Insurance Agent

joins The Housing Hour this week to give our listeners sound homeowner insurance tips. Mansour’s mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. He serves the Knoxville and surrounding area with Home Insurance, Auto Insurance, Life Insurance, Health Insurance, and Business Insurance. Mansour  really models what it means to be a good neighbor in Tennessee, and provides the highest levels of customer service. He provides and serves you with Auto Insurance, Home Insurance, Health Insurance, and Life Insurance throughout Tennessee, including; Knoxville, Oak Ridge, Maryville, and Lenoir City.

Disclosures

Securities Supervisor address: 11350 Johns Creek Pkwy , Duluth, GA 30098-0001 Phone: 770-418-5033

State Farm Bank, F.S.B., Bloomington, Illinois (“Bank”), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit a written application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank’s underwriting standards for each type of credit of service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Logo FDIC Member Logo Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus con-taining this and other information. Read it carefully. AP2014/12/2170

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

 

Insurance Claim Disputes: Chip Merlin, Esq.

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Special Guest

chipmerlin

William F. “Chip” Merlin, Jr.

founder and president of Merlin Law Group joins The Housing Hour this week to discuss the Gatlinburg wildfires with tips on how to work with your Insurance company after a loss.

Topics this week:
  •  What are the first steps to do after suffering from a fire loss?
  • Does an owner have to rebuild back the way the structure was before the loss?
  •   If everything is gone, how do I go about making a list of what was burned?
  • What am I entitled to for a replacement cost insurance?
  •  Dealing with contractors—who should I hire?
  •   My property is old and they say I have to make repairs to fit the new building codes. Am I covered for these costs?

Plus so much more!

File a dispute about claim with State of Tennessee

Insurance Claim Disputes: Chip Merlin, Esq.

Since 1983, Chip Merlin has served as a plaintiff’s attorney with a focus on Commercial & Residential Property Insurance Claim Disputes and Bad Faith Insurance litigation. Chip is a noted national authority on Insurance Bad Faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine.

Chip served as Chair for the Bad Faith Insurance Litigation Group and Secretary for the Fire and Property Insurance Litigation Group for the American Association for Justice (formerly known as the Association of Trial Lawyers of America). He was also Vice-Chair for the Subcommittee on Property Insurance Law for the American Bar Association.

Special thanks:

Franco Ripple | Vice President

CATECOMM | www.CateComm.com

Christmas Home Inspection Disasters

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christmasdisaster2

Special Guest

Jack Feldmann

with Clayton Home Inspections joins The Housing Hour this week to unwrap some common Christmas decoration mistakes that can be very dangerous for your family. Jack covers topic such as:

1.       Live tree close to heat source

2.       Exterior Lights passing UL test-

3.       Lead based decorations

4.       Stapling lights to fascia or on roof shingles

5.       Proper outlet-Ground Fault

6.       Plug-in strings of lights exceeding manufacturing recommendations

7.       Cracked sockets/frayed wires – old equipment

Christmas Home Inspection Disasters

So joins us and learn how you can make your  Christmas safe!


Jack is Experienced!

  • Business established in 1989. Knoxville home inspector since 1994.
  • Thousands of inspections completed. Typically, over 1,000,000 square feet per year. Will reach 10,000 inspections in 2015!!!!!
  • Continuing Education. The State of Tennessee requires home inspectors to have 16 hours per year CEU’s. ASHI requires 20 hours per year CEU’s. I typically take 20 – 30 hours per year.
  • Twelve years as Inspector/Construction Project Manager for Los Angeles County Office of Education.
  • Former licensed general building contractor in California. (License # B635092; license retired in 1994).
  • Over twenty years of construction experience.
  • Instructor at Trecs Real Estate School in Knoxville.
  • Instructor for University of TN Non Credit course on Home inspection.
  • Conducts workshops and training for real estate agents with regard to home inspection.
  • Newspaper column writer on home inspection.