Gouffon Moving And Storage

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Special Guest

Eddy Lewis

Sales Manager

Gouffon Moving and Storage

joins The Housing Hour this week to discuss the 130 year anniversary of Gouffon Moving and Storage. Gouffon’s humble beginnings started in downtown Knoxville in the late 1800’s, hauling supplies from the railroad depots to surrounding business.  Gouffon is one of Knoxville’s oldest continuous businesses and possibly one of the oldest moving companies in  America.

Eddy’s sales experience can be traced to one of the countries first premiere TV shopping networks-Shop At Home -where he teamed up with mega personality, Don West, to sell sports memorabilia resulting in explosive, entertaining segments. So entertaining, Lorne Michaels with Saturday  Night Live, a follower of the TV sales segement,   found Don and Eddy so funny, he decided to include them as a skit on SNL with actors Will Ferrell (playing Don West) and Chris Kattan (Playing Eddy Lewis). (See videos below)

 

 

Gouffon Moving and Storage

Times and equipment may have changed, but the Gouffon Moving & Storage Co. tradition of quality moving and storage has remained the same for 130 years. As Knoxville’s oldest continuously owned and operated family business,  they welcome the opportunity to cultivate and develop with you the same personal relationship they have enjoyed with thousands of area customers.

  • Fully Licensed and Insured
  • Hourly or Flat Rate Pricing
  • Meet or Beat Price Guarantee
  • Full-Time Employees Only on Staff
  • Checked with Nationwide Drug and Criminal Screening
  • Guaranteed Pickup and Delivery Dates
  • Backed by Our Industry-Exclusive “$500 Performance Guarantee.”
  • 100 Percent Performance Track Record!

Gouffon Moving & Storage Co. enjoys our solid reputation with the greater Knoxville community, and they always do their best to reach out and give back, by working with local charitable and community service organizations.

Eddy Lewis and SNL!

Will Ferrell (plays Don West) and Chris Kattan (Plays Eddy Lewis)
Don West and Eddy Lewis were a Shop at Home Network team- years ago- selling sports memorabilia.
Lorne Michaels used to watch the segment on Shop at Home Network and thought it would make a great skit.

The Real Don West and Eddy Lewis:


 

 

Remembering The USS Forrestal

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Special Guest

Gregory A. Freeman

the author of “Sailors To The End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It” joins The Housing Hour this week to discuss the 50th Anniversary of the deadly explosions and fire that occurred on the flight deck of the aircraft carrier USS Forrestal on July 29, 1967.

Mortgage Investors Group’s very own Bob Thompson was on board that fateful day when 134 sailors lost their lives.

Gregory Freeman explains the series of catastrophic events that caused a Zuni rocket to mistakenly fire and cut through John McClain’s plane spilling hundreds of gallons of highly volatile jet fuel on the flight deck and dislodging one of his 1000 pound, WWII era, bombs. The result was nine horrific explosions and raging fires that killed 134 men and wounded hundreds of others.

We pay tribute to those who died:

The Virtual Wall

 

Order your  copy today:


Gregory A. Freeman

Gregory A. Freeman is an award-winning writer with more than 25 years experience in journalism and nonfiction. Known for writing narrative nonfiction that makes a true story read like a gripping, fast paced novel, Freeman’s latest work is The Gathering Wind: Hurricane Sandy, the Sailing Ship Bounty, and a Courageous Rescue at Sea, released October 29, 2013, by New American Library, an imprint of Penguin Books. This book tells the story of the tall sailing Bounty, which was lost off the coast of North Carolina during Hurricane Sandy in October 2012. Answering many of the questions prompted by that terrible loss, The Gathering Wind is a compelling drama about the crew, the Coast Guard rescuers, and the investigations that followed.

Freeman’s earlier book The Last Mission of the Wham Bam Boys tells the story of a World War II bomber crew that is shot down over Germany and then lynched by local townspeople, leading to the first war crimes trial after the conflict ended. Kirkus Reviews called it “A chilling tale” and “a riveting narrative.”

Freeman published Troubled Water: Race, Mutiny and Bravery on the USS Kitty Hawk in September 2009, also with Palgrave Macmillan. Troubled Water tells a little known story of a race riot on the carrier Kitty Hawk in 1972, focusing on the two senior officers who will determine whether this already tragic episode ends peacefully or spirals down into one of the darkest moments in Navy history. Just prior to that, Freeman co-authored a book with Col. Larry C. James, the U.S. Army psychologist who was sent to stop the abuse at the notorious military prison in Abu Ghraib, Iraq. Fixing Hell: An Army Psychologist Confronts Evil at Abu Ghraib , released in August 2008, tells the harrowing tale of a man struggling to be both a military officer and a medical professional, while also revealing previously unknown details about the prison scandal and how the system was improved.

Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe.

Critics hailed Freeman’s recent book, Sailors to the End: The Deadly Fire on the USS Forrestal and the Heroes Who Fought It, published by William Morrow, as an example of master storytelling. In Sailors to the End, Freeman tells the story of the young men aboard an aircraft carrier in 1967, following their life-and-death struggles through an accidental fire that threatens to destroy the world’s most powerful ship.

Freeman also wrote Lay This Body Down: The 1921 Murders of Eleven Plantation Slaves. In this true story, Freeman paints a vivid picture of a plantation run with slave labor 56 years after the Civil War. Prior to Fixing Hell, Freeman’s most recent book was The Forgotten 500: The Untold Story of the Men Who Risked All for the Greatest Rescue Mission of World War II. Like his other books, The Forgotten 500 reads like a fast-paced novel but tells a fascinating true story — this time, the amazing rescue of airmen trapped behind enemy lines in Nazi-occupied Europe. Freeman has now released an E-chapter addition to book entitled Red Tails: The Tuskegee Airmen and Operation Halyard.

Freeman’s work also appears in Reader’s Digest, Rolling Stone, World War II, American History, and many other publications.

Freeman’s books are scrupulously researched and entirely factual, yet they read more like novels because he weaves the personal stories of his subjects into a compelling narrative. For the book about the aircraft carrier, Freeman spent two years interviewing surviving crew members and poring through Navy records, including some the Navy did not want to release. Through his contacts in the Navy, he was able to visit an active duty aircraft carrier at sea for first-hand research.

Freeman has won more than a dozen awards for his writing, including the coveted Sigma Delta Chi Award for Excellence from the Society of Professional Journalists — twice in five years. He received his degree from the University of Georgia in Athens, worked for The Associated Press in Atlanta, and spent several years as executive editor of a publishing company. He then became a freelance writer and continues to to write for a number of publications.

Freeman is represented by Mel Berger of the William Morris Agency in New York. He lives in Roswell, Georgia, with his wife Caroline.

Tennessee Number One In Small Business Job Growth

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Special Guest

Jim Brown

Tennessee State Director for the National Federation of Independent Business (NFIB)

joins The Housing Hour this week to discuss Tennessee’s number one ranking for small business job growth! Jim explains several factors that make up the top ranking.

Show topics include federal and state political issues,   corporate taxes reform,  national health insurance debate and much more.

National Federation of Independent Business (NFIB) is the nation’s leading small-business advocacy association.

Jim  assumed his role in 2007 after serving as NFIB Senior Media Manager in 10 states across the South, including Tennessee, since 2004.  His responsibilities as State Director include lobbying on behalf of NFIB/Tennessee’s members, as well as overseeing small-business grassroots activity across Tennessee and serving as NFIB/Tennessee’s media spokesperson.

Before joining NFIB, Jim was the corporate communications director at Gaylord Entertainment and the business editor of The City Paper in Nashville.  Jim served in the U.S. Navy as a Supply Officer on a nuclear cruiser out of Norfolk, Virginia, overseeing four separate divisions.

Jim is active with causes dedicated to wiping out cancer and is an executive board member of Gilda’s Club Nashville, a cancer support group. He is a volunteer at Room in the Inn and served on the boards of Junior Achievement Middle Tennessee and Prevent Blindness Tennessee. He graduated from Vanderbilt University with a bachelor’s degree in communication in 1987.

NFIB’s mission is to promote and protect the right of its members to own, operate and grow their businesses.

 

 

David Luna-Mortgage Educators and Compliance

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Special Guest

David Luna

President of Mortgage Educators and Compliance

joins The Housing Hour this week to discuss big changes that are happening in the mortgage industry. From the  proposed Federal  Budget to new credit reporting enhancements, David unlocks the mysteries   with easy to understand terms.

You don’t want to miss this show!

David Luna-Mortgage Educators and Compliance

David Luna has more than 35 years of experience in the mortgage lending industry. He presently serves on national boards and holds several national and state certifications. He has been a consultant for Fannie Mae, Freddie Mac, as well as other large national banks. He has been featured in Mortgage Technology Magazine, National Mortgage Press, newspapers, NBC, CBS and ABC.

David is President of Mortgage Educators and Compliance, an NMLS approved education provider. He has served as Commissioner (a Governor appointed mortgage regulator) and in several executive positions for banks, credit unions, mortgage bankers and brokerages throughout his career. Including Mellon Bank of New York, Great Western Bank of California, several Federal Credit Unions as well as Vice President of large publicly traded Mortgage Companies.

This year he was asked to present to the Federal Home Loan Bank to over 700 banks and credit unions. He has received numerous awards such as the NAMB’s Affiliate of the Year, NAMB President’s Award and National Mortgage Professional Magazine’s 50 Most Connected Mortgage Professionals for 2016.

 

 

 

 

 

 

The Broken HR: Greg Chambers

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Special Guest

Greg Chambers

author of “UnChosen” joins The Housing Hour for Part II-The Broken HR. Greg describes the common flaws in the employment hiring process throughout our countries HR departments as he navigated through the employment process. Greg offers tips and suggestions on how to increase your visiablity to the HR managers and hiring specialists.

The Broken HR:

Components of a  job search

Job postings

Resume

The Interview

Listen to Park I-Surviving Job loss

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

UnChosen: Surviving Job Loss

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Special Guests

Greg Chambers and Peter Jones

joins The Housing Hour this week to discuss their new book, UnChosen: Surviving The Emotional Trauma Of Job Loss. Greg and Peter masterfully describe the emotional trauma inflicted on individuals and families from the sudden unexpected impact of job loss.  While explaining the tough feeling of shame, pain, and worthlessness, they also give a message of comfort and hope.

Join Kevin and Mark as they unpack the daunting story of the “UnChosen”.

Buy now:

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.

 

 

Erik Ainge UT Spring Game Report

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Special Guest

Erik Ainge

of The Erik Ainge Show joins The Housing Hour this week to give our listeners an inside look at UT Vols spring practice and the upcoming Orange and White game. You don’t want to miss this in-depth look at coaches, players, and great stories from one of UT legends of the game!

The Erik Ainge Show can be heard on Sports Radio WNML  M-F 9am to Noon.

Also,  Erik and Johnny Majors will be LIVE at Tailgate Clothing in Market Square from 11 am-1pm on Friday, April 21st (Friday before the Orange and White Game).  Get an autograph and or picture, and while you’re there, please check out all of our Vintage Vols clothing!  They will also have specials that day.

The EA Show will be broadcasting LIVE from 9-Noon that day and then Erik will be hanging out afterward for photos and autographs. Don’t miss it!

 

 

USDA: Rural Housing Loans

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 Special Guests

 

Don Harris and John Prince

from Rural Development (USDA) are this week’s guests on The Housing Hour.  Don Harris is the Housing Program Director for Tennessee, and John Prince is the Guarantee Housing Coordinator.  Don and John join our discussion to explain the wonderful advantages of the 100% financing option available through Rural Development. Don also explains the Rural Housing Direct program and housing repair programs made possible for millions of Tennessee families.

Don and John also talk about the Number  One RD Lender in Tennessee for 2016:

Mortgage Investors Group!

Over 100,000,000 Dollars Closed Loans!

MIG: Number One Rural Housing Lender In Tennessee for 2016!

Property Eligibility

USDA Rural Home Loan

Do you know what a USDA rural loan is? FYI, if you aren’t familiar with the term, it has nothing to do with high-quality beef. USDA rural loans help moderate to low-income individuals buy homes, with 100% financing and NO down payment. You don’t need to farm or raise livestock for a living to get one of these home loans. In all seriousness, USDA rural loans are mortgages backed by the US Department of Agriculture that often apply to areas that aren’t so rural at all. Many people are obtaining USDA loans in neighborhoods that are considered suburban.

Invest in Your Future

These loans were designed to bring strength and capital to rural communities by offering loans, grants and loan guarantees that support economic and social development. USDA rural programs are responsible for millions of dollars of loans, creating jobs and wealth for communities across America. Right now, mortgage rates are very low, and with a USDA rural loans, they’ll get even lower. Click here for to see a list of all the Housing Hour’s podcasts on Loan Programs.

Single Family Direct Loans

To obtain a single family direct loan, the applicant must meet the minimum income requirements for the area in which they wish to purchase a home. Household income cannot be more that 115% of the median income for that area. Lenders will also look at your debt-to-income ratio when determining your eligibility.

With single family direct loans, many Americans who never thought they could afford loans, are buying their homes. This is fortunate for families with limited income or tight budgets. If you plan on working and taking care of your family, these loans can help you to quickly build equity and credit. Home improvements and additions can put money back into your pocket as well. Check out the Protect Your Family Series from the Housing Hour to get more ideas and tips on protecting your loved ones.

These loans apply to small towns only, with a population of fewer than 20,000 people. The buyer must also be using the property as primary residence, and have a good credit rating. In many cases renting can cost hundreds of dollars more than making payments on your home. This is good news for families that qualify for FHA mortgages but cannot cover the cost of the down payment.

Give this episode of the Housing Hour a listen for expert advice and information on USDA loans.

Knoxville Marathon

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Special Guest:

Tina Muir

Running For Real

And

Covenant Health Knoxville Marathon

 Jason and Kristy Altman.

Tina Muir

 is an elite runner.  Her PRs are 16:08 (5k), 33:24 (10k), 1:13 (Half Marathon), and 2:36 (Marathon). After growing the  Run to the Top Podcast to over 150,000 downloads per month,  she has gone after one of her passions; helping people to feel good about themselves, through a community called Running for Real.

Her website is devoted to helping YOU feel good about your running and who YOU are, so you too, can be the best YOU can be! She wants you to Be Brave. Be Strong. Be You!

Tina will share the ups and downs, the ins and outs of her training and what she is currently doing to be better. She prides herself on being real, so if you are looking for those perfect looking images of chiseled bodies who say how wonderful life is all the time, you are in the wrong place!

Tina promises you to be real, even if it means showing weakness or vulnerability.

Listen to the first 2 segments of our show today to hear Tina’s tips!

Also today:

Jason and Kristy Altman

Jason Altman is the Race Director for the Covenant Health Knoxville Marathon. The Covenant Health Knoxville Marathon is the Knoxville Track Club’s largest event.   He has served as the Race Director since 2007. Prior to that time, he served as a volunteer for the event in 2006 and ran the inaugural marathon in 2005. In his role,  Jason oversees all event operations including sponsorship recruitment, leading key volunteers, recruiting volunteers, and all race weekend logistics.

Jason also serves the community as the Chair of the Knox County Parks and Recreation Advisory Board and as a member of the City of Knoxville Greenways Commission.  He recently began service on the Active Communities Committee which is a partner group to the Community Health Council.

Jason is an accomplished runner with 4 wins at the Chickamauga Battlefield Marathon. In 2016, he won the Chickamauga Battlefield Marathon in November and then the Kiawah Island Marathon in December.  He has won several other events at various distances.

Jason was honored in  2014  as the recipient of the Greater Knoxville’s Business Journal 40 Under 40 and is a graduate of the Introduction Knoxville program through Leadership Knoxville.

Kristy Altman is the Executive Director for Knoxville Track Club. KTC is a nonprofit organization whose mission is to encourage lifelong physical well-being through running and walking. The vision is “Healthy living, healthy community – one step at a time.” In her role,  Kristy oversees all operations including 10 staff members, 1000s of volunteers, road and trail races, RunKNOX, social programming, youth programs including the newly formed Knoxville Youth Runs, Tennessee Sports Medicine Group Farragut Events and more. KTC’s largest event is the Covenant Health Knoxville Marathon. In addition,  Kristy founded Altman Consulting which offers communications and public relations services to local nonprofits and small businesses. She is a certified group exercise instructor through the American Council on Exercise and trained yoga instructor and taught locally for many years.

Kristy serves the community on various boards including the Community Health Council (Previous Chair), Leadership Knoxville (Board Member, Governance Committee Chair, and Facilitation Committee Member), United Way of Greater Knoxville, BikeWalk Knoxville Advisory Council, Rocky Hill Elementary PTO Board of Directors (Communications Chair), and various other committee commitments.  She is an Expert for the Alliance for Better Nonprofits and provides training and services for members. Kristy was previously a founding board member for Volunteer Knoxville and served as a mentor for tnAchieves for many years.  Kristy is a 2013 recipient of the Greater Knoxville Business Journal’s 40 Under 40 and a graduate of the Leadership Knoxville 2013 as well as the Fall 2010 Introduction Knoxville Program.

 

First Time Homebuyer- Down Payment Program

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Special Guests

                       Lindsay Hall    and   Rhonda Ronnow

of THDA joins The Housing Hour this week to explain one of the hottest First Time Homebuyer programs in Tennessee.    Lindsay Hall is Chief Administrative Officer of Single Family Programs and Rhonda Ronnow is Director of Single Family Loan Operations. Lindsay and Rhonda explain the new $15,000 Downpayment program for selected zip codes areas in Tennessee and how you may be able to apply!

THDA Announces $15,000 Incentive to Homebuyers in Targeted Neighborhoods

Contact a Loan Officer at MIG to find out details!

HHF-DPA

If you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in assistance regardless of the home’s purchase price.

Participating ZIP Codes:

37037 37040 37042 37073 37086 37110 37115 37148 37172 37186
37207 37208 37217 37218 37303 37311 37321 37323 37404 37406
37411 37412 37416 37660 37716 37721 37813 37821 37871 37912
37914 37917 37921 37924 38012 38016 38018 38053 38063 38105
38107 38109 38111 38115 38116 38122 38125 38127 38128 38133
38134 38135 38141 38301 38305

How It Works

If you’re approved, your financial assistance comes in the form of a forgivable $15,000 second mortgage loan on your home.

The second mortgage has a 0% interest rate and no monthly payments for the 10 year term. The loan is forgiven at 20% per year in years 6 through 10.See forgiveness schedule below.

After Year What you owe if you sell, refinance, or move out
0 – 5 $15,000
6 $12,000
7 $9,000
8 $6,000
9 $3,000
10 $0

To be eligible, you must purchase an existing home (new construction is not allowed) using a Great Choice first mortgage loan in an eligible ZIP Code, and you must complete a THDA-certified Homebuyer Education class with an agency approved to work with HHF-DPA homebuyers. Find an approved HHF-DPA class provider in your area.

If that sounds like a great choice to you, here’s how to find out if you qualify for a Great Choice Home Loan:

Additional terms and conditions apply. Talk to an approved lender to help determine if you qualify and if this program may be right for you. You must comply with the terms and conditions of the Great Choice Home Loan Program and HHF-DPA second mortgage loan or penalties may apply, including immediate repayment.

You must meet THDA homebuyer education requirements, which consists of pre-purchase and post purchase education (typically combined into one “combo” class), prior to closing your loan. You can meet this requirement by completing the class online or by attending an in-person class through an approved HHF-DPA counseling agency.

It is best to sign up for the class as early in the homebuying process as possible, and we strongly encourage you to complete the class at least four weeks before your closing date.

Find the approved HHF-DPA counseling agency closest to you:

In-Person Classes

If you prefer to take an in-person class, please identify the provider closest to you that offers in-person Pre-Purchase & Post-Purchase Combo classes. Please note that some providers on the calendar are not approved for HHF-DPA classes.

Click here to find an in-person Pre-Purchase & Post-Purchase Combo class near you.

Online Classes

Be sure to identify the provider closest to you that provides online classes. Please note that some providers on eHome America are not approved for HHF-DPA.

Click here to find a participating online provider, who offers Pre-Purchase and Post-Purchase courses.

Upon completion of both courses, a counselor will contact you within 2 business days to complete a one hour follow up session. You may contact the participating agency directly for additional assistance.