Adams Law: Terry Adams

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Special Guest

 

Terry Adams, Esq

joins The Housing Hour this week to discuss his companies, The Adams Law Firm and Admiral Title.  Terry has been a long  time sponsor of The Housing Hour and has appeared several times on our show. His depth of knowledge and experience is always welcome as we try to unwrap the complexities of the Real Estate Market and the laws that govern it.

The Adams Law Firm
8517 Kingston Pike
Knoxville, TN 37919
Phone: (865) 531-6440
Fax: (865) 381-1394
E-mail: tadams@terryadamslaw.com

Terry Adams is a Navy veteran, entrepreneur and attorney. Adams is the founder and managing attorney of the Adams Law Firm and Admiral Title, Inc. Currently he sits on the Tennessee Bar Association’s Executive Committee for Sports & Entertainment. Terry Adams focuses his practice on negotiations, contracts and business litigation. Terry has been peer reviewed as a “Top Attorney” in several categories as published in Knoxville Cityview Magazine, including in 2013 in the categories of Real Estate Development & Financing Law, Business/ Commercial Law, and Sports & Entertainment Law.

Terry grew up in Nashville and is a graduate of the University of Memphis Law School and the University of Tennessee, Knoxville. Adams’ roots and experiences span the state of Tennessee. Now, he and his wife, Phillis, live in Knoxville. Terry is a former Certified National Football League Players Association Contract Advisor, a member of the American Bar Association, Tennessee Bar Association, and the Knoxville Bar Association. He served in the United States Navy Reserves for 8 years. Adams enlisted in the Navy during high school and went to UT on the Montgomery GI Bill.

Actively involved in the Knoxville community, Terry has volunteered countless hours to local budding entrepreneurs through his small business initiative. He also volunteers many hours of pro-bono legal services to those in need in the Knoxville area. In addition, Terry has served on the board of non-profit organizations including currently serving on the community advisory board for the Junior League of Knoxville.

Terry is licensed to practice law by the Supreme Court of Tennessee, United States Tax Court, and United States District Court, Eastern District of Tennessee. Among his many published articles he is the author of The Art & Science of Negotiation; Business Law: Representing the Whole Client; and Getting it Right When it Counts – Crisis Management and Critical Decision Making.

The Adams Law Firm, Inc.
*Founder of the Adams Law Firm, a full service business, transactions and litigation law practice.

Tennessee Bar Association
*Executive Counsel of the Sports and Entertainment Law Section
*Legal Clinic and Legislative Committees

Admiral Title, Inc.
*Founder and President of Admiral Title, Inc.

Political Experience
*Helped candidates for the United States Senate and United States House of Representatives on issues regarding fundraising, campaign management, and substantive policy positions

United States Navy
*Served and a NCO in the United States Navy Reserve. Service from 1989-1997.

University of Memphis School of Law, JD
*International Law Society, *Criminal Law Society, *Sports and Entertainment Law Society

University of Memphis Law School Legal Clinic
*Civil Litigation and Elder Law Clinics

University of Tennessee – BA, Political Science
*Study abroad in Budapest, Hungary & Madrid, Spain
*Executive Undergraduate Program

United States Army War College
*2008 attendee and new member of the National Security Seminar.

Harvard Law School
*Program on Negotiation (Program of Instruction for Lawyers)
*Certificates in Basic and Advanced Negotiation

NFL Players Association Contract Advisor
*2006 – Certified by the NFLPA as a Contract Advisor.

Better Business Bureau Arbitrator
*Certified Arbitrator for the BBB-Auto Line

Affiliations
*Sports Lawyers Association, American Bar Association, Tennessee Bar Association, Knoxville Bar Association, Tennessee Association for Justice, Community Advisory Board Member of the Knoxville Area Junior League

 

Vol For Life: Erik Ainge

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Special Guest

Erik Ainge

visits The Housing Hour  to help celebrate our return to NewsTalk 98.7 FM on Saturdays 3p to 4pm.

Join us as  we talk about our true passion and love-Tennessee Vols!

Plus an extra bonus: Host Kevin Rhea is thrilled to have his father-John Rhea- joins the discussion as a specially distinguished guest!

Erik has a new show on WNML – The Erik Ainge Show- heard weekdays from 9am to noon.   Ainge joins Sports Radio WNML to host The Erik Ainge Show with Brian Rice Monday – Friday from 9am to noon. Ainge, an Oregon native, played for the University of Tennessee from 2004 – 2007, during which time he racked up numerous awards and honors from the SEC and across college football. In the years since his professional football career, Erik established himself firmly in the Knoxville community and set roots that, along with his football connections, provide a listening experience that is exclusive and exciting for all college football fans.

Home Insurance: Mansour Hasan

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Special Guest

Mansour Hasan

State Farm® Insurance Agent

joins The Housing Hour this week to give our listeners sound homeowner insurance tips. Mansour’s mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. He serves the Knoxville and surrounding area with Home Insurance, Auto Insurance, Life Insurance, Health Insurance, and Business Insurance. Mansour  really models what it means to be a good neighbor in Tennessee, and provides the highest levels of customer service. He provides and serves you with Auto Insurance, Home Insurance, Health Insurance, and Life Insurance throughout Tennessee, including; Knoxville, Oak Ridge, Maryville, and Lenoir City.

Disclosures

Securities Supervisor address: 11350 Johns Creek Pkwy , Duluth, GA 30098-0001 Phone: 770-418-5033

State Farm Bank, F.S.B., Bloomington, Illinois (“Bank”), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit a written application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank’s underwriting standards for each type of credit of service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Logo FDIC Member Logo Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus con-taining this and other information. Read it carefully. AP2014/12/2170

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

 

Insurance Claim Disputes: Chip Merlin, Esq.

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Special Guest

chipmerlin

William F. “Chip” Merlin, Jr.

founder and president of Merlin Law Group joins The Housing Hour this week to discuss the Gatlinburg wildfires with tips on how to work with your Insurance company after a loss.

Topics this week:
  •  What are the first steps to do after suffering from a fire loss?
  • Does an owner have to rebuild back the way the structure was before the loss?
  •   If everything is gone, how do I go about making a list of what was burned?
  • What am I entitled to for a replacement cost insurance?
  •  Dealing with contractors—who should I hire?
  •   My property is old and they say I have to make repairs to fit the new building codes. Am I covered for these costs?

Plus so much more!

File a dispute about claim with State of Tennessee

Insurance Claim Disputes: Chip Merlin, Esq.

Since 1983, Chip Merlin has served as a plaintiff’s attorney with a focus on Commercial & Residential Property Insurance Claim Disputes and Bad Faith Insurance litigation. Chip is a noted national authority on Insurance Bad Faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine.

Chip served as Chair for the Bad Faith Insurance Litigation Group and Secretary for the Fire and Property Insurance Litigation Group for the American Association for Justice (formerly known as the Association of Trial Lawyers of America). He was also Vice-Chair for the Subcommittee on Property Insurance Law for the American Bar Association.

Special thanks:

Franco Ripple | Vice President

CATECOMM | www.CateComm.com

Commercial Real Estate Update

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Special Guest

cazanaJustin Cazana

Principal with Avison Young, responsible for Sales & Leasing, Tenant, and Landlord Representation joins The Housing Hour this week to give our listeners an update on the commercial real estate market in Knoxville and surrounding areas. The commercial real estate market is an important indicator of the financial health of an economy reflects the expansion of businesses in key areas. Justin discusses the business activities in from downtown Knoxville to the Pellissippi Corridor, Northshore area, Farragut and Oak Ridge.

Be sure to catch this important:

Commercial Real Estate Update

AY_CMYK_Tagline

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Justin Cazana is a Principal in the Avison Young Knoxville office, specializing in office and retail transactions with experience representing both landlords and tenants.  His current portfolio encompasses more than 1.1 million square feet of commercial space.

A Knoxville native, Justin began his career with Commercial & Investment Properties handling the leasing and marketing of the companies’ buildings.  This includes Knoxville landmarks such as Century Park at Pellissippi (an 80-acre office development), The Atrium, and Two Centre Square. A founding principal of Cushman & Wakefield | Cornerstone’s Knoxville office in 2011,  Justin worked with the firms other partners to develop the only full-service commercial real estate firm in the region.

Recent transaction highlights include the completion of a regional headquarters lease for Great West Casualty Company (25,000sft) at Century Park and the sale of Center Court at Lonas (40,000sft) to Pilot Travel Centers.

Justin has achieved both his CCIM and his SIOR designations and was selected as the Knoxville Business Journal / CCIM Broker of the Year in 2013.

Justin’s Credentials:

  • Licensed Real Estate Broker- Tennessee & Georgia
  • Society of Industrial and Office Realtors (SIOR)
  • Certified Commercial Investment Member (CCIM)
  • CCIM President – Knoxville Chapter 2010 & 2014
  • 2014 Leadership Knoxville
  • Knoxville Area Chamber Partnership- Board of Directors
  • Dogwood Arts Festival Board of Directors
  • 2010 Knoxville’s “40 Under 40”
  • University of Tennessee Chancellor’s Associates
  • Rocky Hill Elementary School Foundation – President 2013
  • Auburn University

 

Christmas Home Inspection Disasters

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Special Guest

Jack Feldmann

with Clayton Home Inspections joins The Housing Hour this week to unwrap some common Christmas decoration mistakes that can be very dangerous for your family. Jack covers topic such as:

1.       Live tree close to heat source

2.       Exterior Lights passing UL test-

3.       Lead based decorations

4.       Stapling lights to fascia or on roof shingles

5.       Proper outlet-Ground Fault

6.       Plug-in strings of lights exceeding manufacturing recommendations

7.       Cracked sockets/frayed wires – old equipment

Christmas Home Inspection Disasters

So joins us and learn how you can make your  Christmas safe!


Jack is Experienced!

  • Business established in 1989. Knoxville home inspector since 1994.
  • Thousands of inspections completed. Typically, over 1,000,000 square feet per year. Will reach 10,000 inspections in 2015!!!!!
  • Continuing Education. The State of Tennessee requires home inspectors to have 16 hours per year CEU’s. ASHI requires 20 hours per year CEU’s. I typically take 20 – 30 hours per year.
  • Twelve years as Inspector/Construction Project Manager for Los Angeles County Office of Education.
  • Former licensed general building contractor in California. (License # B635092; license retired in 1994).
  • Over twenty years of construction experience.
  • Instructor at Trecs Real Estate School in Knoxville.
  • Instructor for University of TN Non Credit course on Home inspection.
  • Conducts workshops and training for real estate agents with regard to home inspection.
  • Newspaper column writer on home inspection.

Turner Concierge: Luke Lanzoni

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Special Guest

luke-lanzoniLuke Lanzoni

Director of Development at Turner Concierge,

a division of Turner Homes,

joins The Housing Hour to discuss the alternative to ‘Do-it-Yourselfers’ home repairs needs.

As a homeowner, don’t you wish your house would take care of itself? No more changing light bulbs in hard to reach fixtures, no more struggling with irritating repairs and no more hassle brought on by home maintenance. Turner Concierge Services can help upkeep your home, so it’s in perfect condition year round.

They can help you cross daunting tasks off your honey-do list. Whether you are interested in a one-time fix, minor remodels or year-round maintenance, Turner Concierge has packages to fit any of your home upkeep needs.  Their concierge professionals also provide seasonal services, detailed inspections and out-of-town services.

Turner Concierge: Luke Lanzoni

turner-concierge

Services include but are not limited to:

  • Exterior Roof, Walls, Windows
  • Interior Walls, Ceilings, Windows, Doors
  • Plumbing, Fixtures, Appliances
  • Flooring
  • Attic
  • Electrical
  • HVAC
  • Yard Exterior

Plus, they accommodate customers’ based on their goals! They offer hourly rates, half or full day rates, weekly rates, monthly rates and other flexible options like our Home Maintenance Program. When you sign up with the Home Maintenance Program or other packages, your home will always be ready for guests to visit and you to enjoy.

It’s never too late to love your home. Contact them today for more details about Turner Concierge Services!

Murder Will Out

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DOWNLOAD FREE E-BOOK BELOW

Copyright 2015

In 1921, it was considered the most horrifying, gruesome murder in East Tennessee history.

Starting in Knoxville, with a sickening murder in Robertsville, Tennessee (pre-Oak Ridge), to an attempted bank robbery in Oakdale-this story has it all- ending with four men executed in Tennessee’s electric chair on the same day (a dark state record).

Murder Will Out

by

Co-Host Mark W. Griffith

FREE E-Book

(Click on ‘DOWNLOAD’ under thumbnail of book-cover)

 

Murder Will Out

  • Copyright 2015

    men
  • MIG Publishing
 

(Cover Design by Josh Ballard)

FREE E-Book


Made possible by

Mortgage Investors Group

and

The Housing Hour

Host Kevin Rhea, Managing Editor and Publisher

 

From Mark:

It seems like every 100 years, or so a sensational trial occurs in communities across the country. Most of them maintain only a local level of interest but occasionally some reach the attention of the national media. The story of George Lewis and Andrew Crumley reached a national audience; its horrific tale of a brutally cruel murder and attempted murder caught the ire and sympathy of the nation. After the sensational trial, verdict and death sentence, the country seemed to wait in anticipation for the execution. On March 1, 1922, Tennessee executed four men; national news headlines exploded with the news.
In the trials closing augments, prosecuting attorney W. H. Buttram predicted the trial would be, ‘….remembered a hundred years hence.’ But in reality, with justice being served quickly and inexorably, memories of the horror soon faded.
Murder Will Out rekindles some of the emotions undoubtedly felt at the time and attempts to honor the memories of two innocent lives that fell victim to such a despicable plot.housinghour_bookcover_700x900-01

Murder Will Out

by

Mark W. Griffith
Co-host: The Housing Hour

 

 

Housing and the Presidential Election

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Housing and the Presidential Election

By
Steve Kleber

kleberandassociates.com

The housing crisis is an issue that needs to be faced and tackled by the next administration. Both presidential candidates have contrasting stances on the issue along with different backgrounds. Trump, a real estate mogul, should be better for housing, but his history in the industry is questionable. Eighteen months before the housing crash, Trump started a mortgage company that would go on to fail. The company offered residential mortgages with quick approval, and aggressive salesmen; the same kind of mortgages that led to the housing crisis in the first place. After it failed, Trump distanced himself from the company and claimed he wasn’t involved with it, blaming the people he hired to run the business. The failed business left behind unpaid employees as well as unpaid taxes. Today, he claims that he predicted the housing crisis, but the facts tell a different story.

On the other hand, Clinton has no background in real estate but experts believe that she would be better for the housing industry. Her biggest challenge is getting voters to trust her.

The question then becomes: with a unique track record for Trump, and a general sense of mistrust surrounding Clinton, who would be better for the housing industry and why?

 

Housing Crisis
Background: The current housing crisis, while not as bad as the one from last decade, is still an issue. One of the biggest issues is the lack of affordable housing. The current housing market isn’t in bad shape, but there is a problem with inventory.

What are the challenges facing the next administration when it comes to housing?

  • 11 million households spend more than half of their income on rent
  • There is a shortage of affordable rental homes
  • The available houses are being rented by higher-income households making it so only 3 in 10 extremely low income renters have access to affordable housing
  • Millennials aren’t buying homes
  • More people are remodeling than buying

Which candidate do voters believe will be best for the housing crisis?

  • 33% of current homeowners believe Trump would be better, while 31% believe Clinton would be better
  • 35% of perspective homeowners believe Clinton would be better, while 27% believe Trump would be better
  • According to a survey conducted by Berkshire Hathaway in June, 66% of existing homeowners see the current market as favorable, which is up 5% from the spring

Housing Plan Comparison
Background: the next president has to deal with the current housing issues. Clinton has laid out a specific plan, and Trump has mentioned what he would but has no released a plan.

 Trump:

Photo by Gage Skidmore www.flickr.com/photos/gageskidmore/
Photo by Gage Skidmore
www.flickr.com/photos/gageskidmore/

 

  • In an address to the National Association of Home Builders Board of Directors, he said he plans to slash regulations to give the housing industry a boost by:
  • Getting rid of any regulations that kill jobs
  • Reducing income taxes on businesses up to 15%
  • Removing bureaucrats who have implemented regulations that hurt job growth
  • Appointing Supreme Court Justices who would have a positive impact on the industry

Clinton

hc

  • Help responsible homeowners save for a down payment by providing funding initiatives in underserved communities to match up $10,000 in savings for “responsible homeowners who earn less than the area median income to put towards a down payment on a first home”
  • Increase funding and broaden credit terms for housing counseling programs shown to help borrowers become sustainable homeowners
  • Update underwriting tools to reflect today’s job market by pushing congress to government agencies to use a new generation of credit testing tools
  • Clarify the rules to expand access by giving every government agency that supports mortgage lending 90 days to present a plan to clarify their lending terms
  • For renters, she plans to reduce the cost by defending the current supply of Low Income Housing Tax Credits and providing additional credits to communities where demand for the credits exceeds the supplies

Construction
Background: one of the issues facing the housing industry is a problem with inventory. Because construction relies heavily on foreign born workers, the candidates’ policies on immigration is very important.

What does the construction industry currently look like?

  • The business is four years into a shortage of framers, roofers, dry-wallers, and painters
  • This has rained the cost of construction, as well as slowed it down
  • This was caused by the decrease of illegal immigration vs a few years ago
  • Mexicans are returning home in huge numbers; more Mexicans have returned home since 2009 than there were when migration peaked in 2006 (Pew Research)
  • 14% of construction jobs go to undocumented workers
  • As of August, there are 454,000 unemployed construction workers in the US
  • This is the lowest number for the month of August in more than 16 years

Which candidate is better for construction?

  • Clinton because Trump’s plan to deport millions of undocumented immigrants would have a huge, negative impact of the construction industry
  • According to Mark Boud, the Chief Economist at Hanely Wood, deporting the millions of undocumented immigrants who stayed would result in “fewer homes built in an industry already short in terms of housing supply”
  • The National Association of Home Builders has even been lobbying for a new guest worker program where foreign nationals would be allowed into the US for temporary stretches for jobs, including construction
  • David Weekely, of David Weekely Homes, claims that reporting all of the laborers would put various different industries in bad shape
  • The Fr*ee Architecture Firm has proposed that instead of building a wall, build a border city to accommodate the 100 million people living there
  • Overall, most housing professionals agree that Trump’s stance on immigration is problematic for housing and will have negative long term effects

Solar Energy
Background: Solar energy is and housing are intertwined and a hot-button issue with long-term repercussions. The GOP and the Democratic Parties have always have very different views on this issue, and it has become increasingly important in the past few years.

Where does the solar power industry fit into the election?

  • Democrats back government incentives and funding, which is opposed by Republicans who believe in market-based mechanisms
  • Currently at the federal level, there is a 30% solar investment tax credit which is the most important policy mechanism for supporting the solar energy sector
  • There are also state-level regulations like net metering and renewable portfolio standards which require/encourage utility companies to derive a certain minimum of their electricity supply from renewable sources
  • The federal government plays a role by incentivizing renewables by lowering emissions for conventional fossil fuel sources

What is the future of solar energy?

  • Solar is becoming increasingly economically feasible, reaching grid parity in many southwestern US states

Where does each candidate stand in terms of solar energy?

  • Clinton
  • Plans to install 500 million solar panels during the first time
  • Intends to defend, implement, and extend pollution and efficiency standards, including the Obama Administration’s Clean Power Plan
  • Part of her plan requires congress approval but would be very good for solar demand and boosting near-term pricing
  • Trump
  • Has not outlined specific agenda or target for renewables, and has expressed skepticism about man-made climate change
  • Intends to rescind the Obama Administration’s Climate Action Plan and potentially cancel the Paris climate agreement that world powers signed in December 2015
  • This would be beneficial for the oil and coal industries

Which candidate is better for solar energy?

  • Clinton has better solar power policies that if implement could provide long-term effects and essentially lead the path for other countries to follow suit
  • Trump would have no negative sort-term implications but would have negative long-term implications because the US is a world leader – if the US is against solar energy, other countries are likely to follow our lead

Overall, who would be better for the housing industry?

  • Trump has not released a plan for dealing with housing
  • While Trump has a background in real estate, Clinton’s proposed housing policies would be more beneficial for dealing with the housing crisis

kleber-blog

 

Leave it to Kleber: Housing and the Election

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Special Guest

Steven_Kleber_Headshot_2-187x269Steve Kleber

of

Kleber & Associates,

joins The Housing Hour this week to talk about the 2016 presidential elections and how the candidate’s policies could affect the housing market. Steve is an expert in national housing trends and shares his expertise on topics for this show which include:

trumpclinton1

  • Challenges facing the next administration when it comes to housing
  • Who voters believe will be best for the housing market
  • Candidates housing plan comparison 
  • Which candidate would be best for new residential construction
  • Which candidate is better for solar energy

Be sure to check out the entire Series:

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Also check out Steve Kleber’s blogs:

kleber-blog

Steve founded Kleber and Associates in 1987. An Atlanta-based full-service marketing agency which specializes in the home and building channel, K&A works in partnership with a variety of clients who market premium products for both residential and commercial applications that are targeted to consumers, architects, developers, builders, remodelers, designers and manufacturers.

Steve is a passionate force driving his agency to consider non-traditional marketing approaches and alliances with key influencers to add impact to marketing and sales efforts.

K&A also regularly collaborates with marketing research partners to explore emerging trends in generational and consumer purchasing groups. Some of Steve’s recent presentations and original white papers include an exploration of the trend in Small Spaces, the Missing Male in marketing and product development circles, social media and search as it relates to ROI, and consumer trends in relation to specific demographic groups.

Steve is the president of the National Remodeling Foundation, promoting excellence in the field and providing support to younger generations entering it. He is the immediate past president of the National Kitchen & Bath Association’s Center for Kitchen and Bath Education and Research, a non-profit foundation created for the purpose of educating and cultivating future leaders in the kitchen and bath industry.