Boating Safety: US Coast Guard Auxiliary Part II



Richard Swan

Public Affairs Officer

United States Coast Guard Auxiliary 

joins The Housing Hour this week to promote boating safety and explain the important role of the US Coast Guard Auxiliary.

Show Topics:

  1.  Safe Boating Statistics
  2. Proper Safety Equipment
  3. Dangers of Carbon Monoxide while boating

Plus  three simple principles:

Be Safe,  Be Courteous, Be Prepared!

Download (PDF, 347KB)


The mission of the Education Department of the US Coast Guard Auxiliary is two fold: to provide exceptional boating safety education to the American public with the aim of reducing loss of life, personal injury and property damage to recreational boaters; and to deliver the highest possible quality training, resources and timely materials in support of our flotilla instructors and public education staff officers at every level who are furnishing such boating safety education.

The Coast Guard’s Division of Boating Safety’s recent Strategic Plan identifies the need for measurable goals: reduction in boating accident injuries and fatalities. The Education Department is committed to focusing its attention helping realize those goals by reaching as many people with the safe boating information as possible, especially the high risk boaters. In addition, we have these goals:

  • Develop and/or maintain up to date and effective educational materials;
  • Continue to focus on the segment of the boating public most at risk Increase flotilla-taught basic boating safety education by 10% annually;
  • Provide and promote ongoing quality instructor development;
  • Make use of appropriate technological resources;
  • Adopt e-learning as a viable way to reach boaters;
  • Utilize e-learning to challenge and grow our instructor corps;
  • Partner with outside organizations where applicable to further boating education;
  • Continue to team with the experience and expertise of the other National Departments to provide solid programs and courses.
For more information on Boating Safety in Tennessee:
Tennessee Boating Laws and Responsibilities Handbook-…/attachments/tn_handbook_entire.pdf

For Boating Safety Education in Tennessee-

For Boating Safety Classes and Test Locations-…/East-Tennessee-Testing-Locations

Richard Swan

Tennessee is where Richard calls home, having been born and raised in Knoxville; with family roots that go back many generations in East Tennessee. Richard graduated from Bearden High School and then the University of Tennessee with a degree in Broadcasting.

For most customers, the home buying experience is filled with questions and concerns about what is the best option for them. Richard enjoys helping customers work through their choices and come up with the best decision for their lives. You will enjoy an approach to home financing that focuses on what you want; putting your needs first.

Call Richard  today:

Rotary Club Of Knoxville



Special Guest

T.  Allen Pannell, Jr., PhD

Lincoln Memorial University

joins The Housing Hour this week to discuss the life-saving project of the Rotary Club of Knoxville. Starting in 2015, the Rotary Club of Knoxville began a journey in Zimbabwe to reconstruct a failed dam in the village of Manyane. The results of their efforts gave the village the necessary water to save their community from potential collapse.

Why is the dam so important?

  • Watering of livestock and for crops the difference between life and death for the villagers trying to help themselves
  • 2015 El Nino responsible for a catastrophic drought with the lowest rainfall in Southern Africa since records kept since the 1880’s
  • Rainy season from December to March with average of 24” a year (Knoxvillle 60”plus)
  • Area South of Bulawayo totally dependant on surface water storage from April to November
  • Breaching of Kesari Dam a hammer blow to villagers used to receiving no help from Government and suffering periodic severe droughts
  • Currently retrieval of drinking water from river associated with significant incidence of gastroenteritis from fecal contamination
  • UNICEF forecasts up to 40% starvation by September with significant child mortality rate (20%)

Download (PDF, 3.24MB)

About Rotary

Rotary is an organization of business and professional leaders united worldwide who provide humanitarian service, encourage high ethical standards in all vocations, and help build goodwill and peace in the world.

Rotary club membership represents a cross-section of the community’s business and professional men and women. The world’s Rotary clubs meet weekly and are nonpolitical, nonreligious, and open to all cultures, races, and creeds.

Rotary membership provides the opportunity to: Become connected to your community. Work with others in addressing community needs. Interact with other professionals in your community; assist with RI’s international humanitarian service efforts. Establish contacts with an international network of professionals. Develop leadership skills. Involve family in promoting service efforts.

Allen Pannell, Jr., PhD


Doctor of Philosophy in Business                  University of Tennessee                      12/2015

Statistics                                                          Knoxville, Tennessee

Master of Science                                           University of Tennessee                      5/1984

Statistics/Finance                                            Knoxville, Tennessee

Bachelor of Science                                        University of Tennessee                      5/1982

Business/Statistic                                            Knoxville, Tennessee

Executive Development Studies                     Duke University                                  8/1990

Durham, North Carolina

2015 – Present            Lincoln Memorial University             Director of Business Analytics

2009–2015                  University of Tennessee                      Faculty in Graduate and Executive

Board of Directors

1991-1993                   Tennessee Associates International    President of North American Operations

1990-1991                   Tennessee Associates International    Vice President,

Consulting Services

1984-1989                   Tennessee Associates International    Consultant

1982-1984                   Martin Marietta Energy Systems        Staff Statistician


  • Coached senior executives through major change efforts; activities included design, planning, and implementation
  • Successfully worked with numerous manufacturing and service organizations, including Baxter, Rich Products, JSC, Kraft, Coca-Cola, Ford, and Cargill in projects in­volving quality improvement, cost reduc­tion, and customer focus
  • Led a major change effort with a client that resulted in $17 million in savings over a two-year period
  • Consulting experience in such industries as automotive, chemicals, health care, and banking
  • Led numerous workshops, teaching such topics as process innovation, process and organizational re­design, SIX-SIGMA, problem solving, fundamental team concepts, leadership, change man­agement, Lean Manufacturing methods and process management
  • Led the effort to assist a biotech-manufacturing firm experiencing a 12% failure rate on a revolutionary medical equipment device. Reduced the failure rate within 90 days to 2%. As a result of this turnaround the parent company was able to sell this division for $30,000,000 more than they had been offered prior Data mining and modeling for Mail Order and membership organization


Crossroads Ministries -Oak Ridge


Special Guest

Cora Rhew

Executive Director

Crossroads Ministries

joins The Housing Hour this week to share her long time passion for helping homeless and/or at-risk single moms and their young children. Cora founded Crossroads Ministry in 2002 while housing a single mom, her baby, and her 14-year-old sister for six months.    In 2006 she provided a home and safe place for a first time young mom and her baby daughter and from June 2012 to June 2014 provided a home to a single mom trying to regain custody of her daughter who had been taken out of state by the child’s father.  Her passion and dedication to the issue of homeless and/or at-risk single moms and their young children are where her heart and focus is and seeing her vision come to fruition is her goal.  Cora previously volunteered at Choices Resource Center helping with the babies and toddlers during parenting classes and at STAR (Shangri La Therapeutic Academy of Riding) working with teenagers and women working towards a measure of independence while learning handling and coping skills on horseback.  She is currently a Member of the Anderson County Chamber of Commerce, NightTime Altrusa of Anderson County, Tennessee, Networking Today International, Domestic Violence Task Force of Anderson County, CAB (Community Advisory Board of Anderson County), and the Anderson County Homelessness Collaboration.

Read the complete story and view all the construction photos!

Crossroads Ministry is a 501(c)(3) Non-Profit Corporation.

Will you help Crossroads Ministry today?

The Vision:


AgentOptix-Media Services


Special Guest

Paul Piers


joins The Housing Hour this week to share his passion for professional market branding.   AngentOpix has developed the latest fully responsive, SEO driven experience on any website platform in the market.      Their marketing vision uses the latest technology to build your brand.

AgentOptix recently Innovated a brand new technology that allows you to interactively fly through an entire community.  You control where you fly and look using your phone or mouse.  They didn’t stop there, they then link this technology to Matterport, so you you can tour inside the buildings within the community and return to the air at any time.  You really have to see it to believe it.

Click here or the image below:

Example of website development and branding:


After they have captured the media and created the content, they go about developing your website. Their sites are fully responsive, easy to navigate, great lo look at, and built to meet current SEO standards. They build sites on any platform – Word Press, Business Catalyst, WooCommerce, Shopify, Magento, etc. Their websites are more than just web pages; they’re an online experience that tells your brand’s story on any device from desktops to mobile phones.


Just because it’s built doesn’t mean traffic. They go to work to integrate their marketing automation into your daily business routine. Using analytics, they deep dive into market data to see what your competitors are doing and see what works and what doesn’t. Market knowledge in hand, we build campaigns designed to generate, capture, nurture, and covert leads. AgentOptix grows businesses and increases sales.


No matter what product or service your business offers, it is a must to convey your message in many different media formats. Photography, Video, 3D Modeling, Print and the list goes on. They are a content studio that produces the highest quality media that effectively highlights your value proposition to potential customers.


Content created and website developed, time to publish all the content. Their websites are built on the latest Content Management Systems. AgentOptix handles publishing your custom content and all the ongoing updates. They also publish to the platforms and sites that your potential customers visit. Consistent brand messaging online that increases consumer awareness.

Paul Piers | AgentOptix

865.288.4808 Office
865.384.6410 Mobile

Paul is a business-minded professional with knowledge of entrepreneurial start-ups and running day-to-day business operations.  In the past, he has worked in many different facets of the real estate industry.  These facets include roles in real estate sales and service, real estate finance, and real estate technology.  He now assists real estate professional with utilizing innovative technologies to better their marketing and brand awareness.


Professional Experience

Slyman Real Estate, Director of Operations, 2007- 2012

Sthenia Solutions (Loanmarq Mortgage Application), President, 2001 – 2012

Trinity Mortgage Capital, Owner, 2004 – 2007



University of Tennessee, Knoxville, Master of Business Administration

University of Tennessee, Knoxville, Bachelor fo Science, in Business Administration

Slyman Real Estate: Laura Slyman


Special Guest

Laura Slyman


Slyman Real Estate

joins The Housing Hour this week to discuss the legacy of Slyman Real Estate in the Knoxville market since 1971. Laura also discusses the local housing market and gives her expert option of how to navigate these challenging times.     During the show, Laura describes her new leadership role as President of the Knoxville Area  Association of Realtors and her goals for the Knoxville Realtors.

Slyman Real Estate

Founded in 1971, James Slyman opened Slyman Real Estate and Auction Company in Knoxville, TN. Today, Slyman Real Estate has expanded into two states with three branch offices.

As leading real estate professionals, Slyman Real Estate prides itself on maintaining the highest level of ethics and providing industry-leading real estate services. Through cutting-edge technology and continued educations, our agents are among the top in the nation.

Whether buying, selling, needing mortgage services, or auction information, Slyman Real Estate agents are ready and willing to assist you today!

Read the Three Part Series Kevin mentions on air:

The Liquidity Factor Series

YMCA Community Giving Gardens


Special Guest


Ellen Morar

 Garden Director

from the YMCA Community Giving Gardens joins The Housing Hour to discuss the three community gardens located in Knoxville.    The gardens provide fresh produce to those without access in the Knoxville area. Wonderful partners like  Sow True Seed, Innovative Garden Supply,Cutting Edge Solutions, Greenstalk,Stanley’s Greenhouse, and Keyhole Farm makes the gardens possible.

Most of all, the gardens rely on generous volunteers. Because volunteers donate their time, skills, and supplies, the gardens can continue the to provide fresh, quality produce to those in need.

The three Community Giving Gardens are located at the Davis Family Y, the Cansler Family Y, and on the rooftop of the Lindsay Young Downtown Y. Throughout the 2016 season, the gardens donated over 5,300 pounds of produce to local partner food banks including FISH Hospitality Pantries, Manna House, and the C.A.R.E. Food Pantry.

“The Y is a nonprofit like no other. Serving East Tennessee for over 160 years, we know that lasting personal and social change comes about when we all work together.”


In addition to growing healthy foods, the Y Community Giving Gardens commit to learning.

Features of the gardens include:

  • raised soil and permaculture beds
  • multiple types of hydroponics systems
  • recycled container planters
  • native pollinator gardens
  • drip irrigation to conserve water
  • vermiculture and composting bins
  • chickens

The gardens use all of these features as outdoor classrooms.

If you want to get involved with this community project, contact Ellen. Find out how you can help at one of our three locations. Also, click here to find out about special events and Master Gardener classes at the Y.

Consumer Credit: Credit Plus


Special Guest

Randell  Brown

Regional Account Executive

Credit Plus, Inc

joins The Housing Hour this week to explain how consumer credit works and especially as it relates to credit scoring.. Randell also explains the meaning of FICO, Repositories  and what makes up credit scores.

If you shopping for a home today or in the near future, you don’t want to miss this important show.


“Credit Plus delivers the information and services mortgage professionals need to make smart lending decisions and help their clients. Our expertise enables us to deliver an extensive range of third-party verifications for every stage of the mortgage process – from pre-application to post closing. The Intelligent Insight we provide helps mortgage professionals mitigate risk, stay compliant, and build their business.

At Credit Plus, our motivation is not simply to be the largest verifications and information services company in the mortgage industry; rather, we are driven to be the best. We accomplish this by staying on the forefront of industry trends while marrying our customers’ needs with our experience and expertise. To that end – and by virtue of being privately held – we do not release details of our finances externally. We consider this integral to our competitive advantage. By keeping these details private, we are better able to protect our short- and long-term strategies. However, we can share with you that we are financially strong – our annual sales have quadrupled over the last few years; we are the largest privately held CRA; we have a national workforce exceeding 300 people; and we are one of the industry leaders in our space. 

A pioneer in the industry, we introduced three-bureau Undisclosed Debt Verifications; web-based credit reporting; and other innovative programs.

Today, Credit Plus offers more than 160 intelligent, time-saving products and services designed to help mortgage professionals succeed as they serve their clients better. Our expert customer support team operates like a consultant, guiding mortgage professionals toward more loan closings.”


Staying Healthy Part II


Staying Healthy Part II

Kevin Rhea with training coach and friend Sharon Rivers

Host Kevin Rhea shares his personal experience in training and running both a half   and a full marathon in the Covenant Health Knoxville Marathon for 2017 and 2018.  Kevin walks our listeners through the physical and mental aspects of accomplishing such a  personal goal while staying true to his mission statement in life, “To live life to the fullest. I want to listen to God and make treasures of things he sees as treasures. That is people.  That means being the best husband, father, co-worker, uncle, friend, and employee that I can be.”

Get in shape join:

Kevin and created a video series chronicling his  commitment to  a training and the emotions that he goes through.

Check out Kevin’s website for the complete series:

Kevin Rhea is the host of The Housing Hour and Senior Vice President of Mortgage Investors Group.  The Housing Hour can be listened to at, or you can subscribe to our podcast on iTunes. if you are in East Tennessee you can listen on NewsTalk 98.7 WOKI on Saturday’s from 3-4 pm.  You can find out more about Mortgage Investors Group at


Smart Home Technologies Part III


Special Guest

Reed  Kleinman

designer of the website, Smart Home Solver joins The Housing Hour to discuss their unique webpage that easily walks all levels of users through a series of simple steps to help them unlock the complexities of the different smart home gadgets available for there particular needs.   Their Solver is the ultimate tool for discovering which devices work together. In-depth comparisons and product reviews help you understand where you should spend your money to build the ultimate smart home.

Build a Smart Home in 30 Seconds!

A few of  their best posts for getting started include:
Watch their YouTube Videos:



Housing Trends For 2018


Special Guest

Dr. Ralph DeFranco

Global Chief Economist,

Arch Capital Services,

joins The Housing Hour this week to give us an update on the US economic status as it relates to housing valuations, job growth pending tax changes. Dr. Defranco also explains the potential impact on our economy due to the proposed global tariffs.

Download (PDF, 2.39MB)

Last Segment Guest :

 Kim Miller

Account Manager at Arch Mortgage Insurance Company

discusses the role of the Mortgage Banker Association  and the upcoming Great River MBA Conference.


Arch Mortgage Insurance (Arch MI)

Arch MI is dedicated to providing risk management and risk financing products to the mortgage insurance sector worldwide, through their three distinct platforms in the United States, Europe, and Bermuda.  Their group of dedicated mortgage insurance and reinsurance professionals understands the unique requirements and challenges of mortgage insurance markets around the globe.  Their market-specific knowledge and expertise enable their teams to provide creative and commercially viable solutions for their clients. Superior analytics and risk assessment combined with outstanding client service are at the forefront of all their activities.