UnChosen: Surviving Job Loss


Special Guests

Greg Chambers and Peter Jones

joins The Housing Hour this week to discuss their new book, UnChosen: Surviving The Emotional Trauma Of Job Loss. Greg and Peter masterfully describe the emotional trauma inflicted on individuals and families from the sudden unexpected impact of job loss.  While explaining the tough feeling of shame, pain, and worthlessness, they also give a message of comfort and hope.

Join Kevin and Mark as they unpack the daunting story of the “UnChosen”.

Buy now:

Job loss is a traumatic experience that can tear you apart. It is an emotional and traumatic experience that impacts your social, economic and psychological status quo. The workplace is not designed to help you recover from being UnChosen. Managers, recruiters, and friends don’t understand it and are unable to help you unless they have also been through the experience. This book is a guide through this journey from two authors who have experienced it several times and moved on to recovery. UnChosen discusses the impact through personal experience, chronicles the journey, and offers a path to recovery. It is a guide to surviving the new workplace where company loyalty is disappearing and career-minded workers need to become more self-reliant to survive. This book will help you understand what you are experiencing and how to emotionally prepare for moving your life forward from job loss. Greg and Peter have written their experiences to help you conquer those obstacles and become free again.



MIG Farragut Branch Office


 Special Guests

Samanda Knight  and Aretha Mims

joins The Housing Hour this week to discuss the local real estate market. Samanda is a Branch Manager with Mortgage Investors Group at their Farragut Office and Aretha is a Realtor with Realty Executives Associates, Nikitia Thompson Realty in Knoxville.   Samanda and Aretha bring their business perspective and experience to the show to help our listeners understand all that’s going on in the industry today.

Samanda Knight

NMLS Unique Identifier # 657450

Samanda’s   desire was to leave her  “footprint” in the world led her to a career in the mortgage lending industry. That was nearly 20 years ago, and in that time, she’s been able to draw on her love of interacting with people to help clients achieve the American dream of homeownership.

Samanda entered the industry in 1995 as a mortgage processor. Three years later, she began originating loans and worked her way up to becoming a producing Branch Manager before making the seamless transition to MIG in June as a Senior Loan Officer in its main Knoxville branch.

Samanda is well versed in all types of lending, including Federal Housing Administration (FHA), FHA 203K, Veterans Affairs (VA), Tennessee Housing Development Agency (THDA), Rural Development (RD), New Construction, and Homepath. Today she works with Loan Officer Assistant Holly Clark and Processor Lisa Calvert, as she guides clients through the process of making one of the largest investments of their lives. Samanda strives to offer exceptional customer service by thoroughly listening to her clients so she can gain a full understanding of their financial goals. Then, she advises them about their options so they can achieve those goals.

Samanda is an affiliate member of the Knoxville Area Association of Realtors and a member of the Knoxville Chamber of Commerce and Farragut Chamber of Commerce.


Aretha Mims

Aretha A. Mims, Realty Executives, Nikitia Thompson Realty has been a real estate professional for over fifteen years in the state of Tennessee.

Aretha’s real estate career began in office administration in Nashville Tennessee.  She is very passionate about her profession and takes very seriously the task of meeting her clients and customers needs.

Aretha has surrounded herself with very reputable Lender’s, Title Attorneys, termite companies, foundation specialist, home inspectors etc. Whatever the needs maybe to insure the most professional experience as humanly possible.

Aretha A. Mims

Realty Executives Associates,

Nikitia Thompson Realty

865- 244-8528

Contact Aretha today!

Realty Executives Associates

3232 Tazewell Pike

Knoxville, TN 37918

Mobile:(865) 244-8528



Erik Ainge UT Spring Game Report


Special Guest

Erik Ainge

of The Erik Ainge Show joins The Housing Hour this week to give our listeners an inside look at UT Vols spring practice and the upcoming Orange and White game. You don’t want to miss this in-depth look at coaches, players, and great stories from one of UT legends of the game!

The Erik Ainge Show can be heard on Sports Radio WNML  M-F 9am to Noon.

Also,  Erik and Johnny Majors will be LIVE at Tailgate Clothing in Market Square from 11 am-1pm on Friday, April 21st (Friday before the Orange and White Game).  Get an autograph and or picture, and while you’re there, please check out all of our Vintage Vols clothing!  They will also have specials that day.

The EA Show will be broadcasting LIVE from 9-Noon that day and then Erik will be hanging out afterward for photos and autographs. Don’t miss it!



USDA: Rural Housing Loans


 Special Guests


Don Harris and John Prince

from Rural Development (USDA) are this week’s guests on The Housing Hour.  Don Harris is the Housing Program Director for Tennessee, and John Prince is the Guarantee Housing Coordinator.  Don and John join our discussion to explain the wonderful advantages of the 100% financing option available through Rural Development. Don also explains the Rural Housing Direct program and housing repair programs made possible for millions of Tennessee families.

Don and John also talk about the Number  One RD Lender in Tennessee for 2016:

Mortgage Investors Group!

Over 100,000,000 Dollars Closed Loans!

MIG: Number One Rural Housing Lender In Tennessee for 2016!

Property Eligibility

USDA Rural Home Loan

Do you know what a USDA rural loan is? FYI, if you aren’t familiar with the term, it has nothing to do with high-quality beef. USDA rural loans help moderate to low-income individuals buy homes, with 100% financing and NO down payment. You don’t need to farm or raise livestock for a living to get one of these home loans. In all seriousness, USDA rural loans are mortgages backed by the US Department of Agriculture that often apply to areas that aren’t so rural at all. Many people are obtaining USDA loans in neighborhoods that are considered suburban.

Invest in Your Future

These loans were designed to bring strength and capital to rural communities by offering loans, grants and loan guarantees that support economic and social development. USDA rural programs are responsible for millions of dollars of loans, creating jobs and wealth for communities across America. Right now, mortgage rates are very low, and with a USDA rural loans, they’ll get even lower. Click here for to see a list of all the Housing Hour’s podcasts on Loan Programs.

Single Family Direct Loans

To obtain a single family direct loan, the applicant must meet the minimum income requirements for the area in which they wish to purchase a home. Household income cannot be more that 115% of the median income for that area. Lenders will also look at your debt-to-income ratio when determining your eligibility.

With single family direct loans, many Americans who never thought they could afford loans, are buying their homes. This is fortunate for families with limited income or tight budgets. If you plan on working and taking care of your family, these loans can help you to quickly build equity and credit. Home improvements and additions can put money back into your pocket as well. Check out the Protect Your Family Series from the Housing Hour to get more ideas and tips on protecting your loved ones.

These loans apply to small towns only, with a population of fewer than 20,000 people. The buyer must also be using the property as primary residence, and have a good credit rating. In many cases renting can cost hundreds of dollars more than making payments on your home. This is good news for families that qualify for FHA mortgages but cannot cover the cost of the down payment.

Give this episode of the Housing Hour a listen for expert advice and information on USDA loans.